Envoy Mortgage - Bay City, MI S Euclid Ave, Bay City

My husband and I worked with Kelly Dias through envoy. We could not be happier with how the process went. Kelly is the most efficient person I have ever met. Any question we had, concerns, or just simple responses were so fast in response. She truly made it easy step by step though this process. The best part is, you can tell that she’s not just good at what she does but she loves it too. That’s what made the biggest impact on us. With this being our first long term home and a baby on the way, it meant the world to us to work with someone we trust. Thank you so much Kelly!! Highly recommend!

I’m a first time home buyer. Toby made this experience incredibly easy. He was a great communicator and kept me informed about every necessary step in the process. If I could rate my experience 10 Stars, I would.

my mom and i bought a house and decide to go with envoy for our mortgage loan. Kelly Diaz at envoy did an amazing job, answered all of our questions and went above and beyond to help us get into our home. would recommend to anyone that's thinking about getting a mortage loan to give them a call. I believe I will be back with envoy to refinance someday.

Very good company to work with. It only took a month to get into our house. Our mortgage officer was on top of everything we did everything over the phone never waited for a phone call back. If I called and left a message he would call me back that same day. I would recommend this company in a heartbeat.

As a home owner and real estate investor, I have had to finance and refinance properties dozens of times. Each mortgage company has their own way of doing things. Also each mortgage agent helps in different ways. I must say, that working with Envoy and especially Tim Nykamp has been the fastest and smoothest financing I have gone through. Tim is very friendly, helpful and knowledgeable. Envoy has a very smooth process and a great platform for keeping the borrower informed every step of the way. Great speed and superb communication!!!! Thank you. I will be back soon for my next financing need.

Tim Nykamp and the team from Envoy Mortgage are Outstanding especially in the field of Veterans Home Loans.

This is my second time using Envoy Mortgage for my VA loan because Tim and Deb really took care of us throughout the entire process. They really kept us in the loop always letting us know what was going on and what we were waiting on and answered every question we had. They are truly first class. We highly recommend Tim and Envoy Mortgage!!

This is our second home purchase with Tim. He and Deb are excellent to work with. They really went above and beyond to make sure we had everything in order and explained every step of the process along the way. I would highly recommend Envoy Mortgate for anyone and they really take pride in serving our Veteran community.

Tim is EXCELLENT! He is accessible, friendly and knowledgeable. Best of the 👌 👌 best

Tim is amazing! His knowledge of the mortgage industry and beyond is definitely what you want someone to have as you are making such an important decision. During our many conversations he was never rushed, we felt like we were his only clients which is not true as he is very busy. He gave us many options to consider, others don’t do that. We highly recommended that you consider working with Tim, you will not be disappointed!!!