David Richards, SWBC Mortgage Oak Ridge Dr, The Woodlands

Dave was a huge help during our recent home buying experience. He was recommended by a friend, and within 15 minutes of sending an exploratory email to him, Dave had reached back out asking if I wanted to set up a call based on my availability. From that first discussion to the closing, Dave was professional, attentive, and timely in his communication of what needed to be done ASAP, what was going to need to be done by X date, and so on. His understanding of the process and, more importantly, his ability to communicate the timeline and what each step meant for us was most appreciated. I will be recommending Dave to family and friends knowing that they will be in good hands.

David has helped my wife and I through the mortgage process twice in the last 3 years. The first time David helped us was with a traditional mortgage during our first home buying process. Most recently David helped us refinance our home using a home renovation loan. Both of my encounters with David and SWBC mortgage have been outstanding. David is an EXTREMELY hard working individual and puts his client’s needs first. He is very responsive via email and text and works hard catering to his clients needs. Additionally, David is very friendly and treats his clients like close family and friends. I would HIGHLY recommend David and SWBC Mortgage to my personal friends and family. If you are looking for someone to help you with the home buying, refinancing, or home renovation refinancing process look no further. David is your guy.

My husband and I were referred to David to buy our new home. Not only are we extremely satisfied with David Richards and staff at SWBC, we have the utmost respect for him. He had us closing on our VA loan within 29 days which is almost unheard of these days. He responded to any and all questions and comments immediately either calling, text, or email. David Richards and team explained in detail what they needed and always treated us with respect. We recommend David Richards to our family, friends, and strangers for your home loan and anything else that he may do. David is the best lender we ever worked with and this is our 4th house to buy. Also, for anybody who may be older as myself, David will help with any technical issues and or questions. He was superior to work with and again, I recommend David with confidence that he and team will take care of you as he did my husband and I. We just can’t say enough positive feedback about David Richards and team. Thank you for reading.

Dave was an absolute lifesaver during our recent home buying experience. The mortgage for our previous house was through one of the major national banks, and we got the level of customer service from them you would expect - long wait times on the phone, never knowing where the person we were talking to was located, and a labyrinthine application process. In contrast, my first conversation with Dave was on a Saturday morning, and by Sunday afternoon our application process was well underway (I'd never be able to get support on a weekend from our previous lender!). And the online application process Dave provided us was incredibly straightforward and user-friendly (the interface guided us through a series of common sense questions). If you're looking for a lender in the Houston area, Dave Richards is a straight shooter, he knows the local market, and he genuinely looks out for your best interests.

We could not have been more pleased by the exceptional customer service that we received by SWBC Mortgage and David Richards! They were on key in every step in the whole process on the purchase of our new home. David was always available to every question I had. He also communicated very well with me through the whole process. I would definitely recommend them to every family member and friend!!! Thank you for making the process flow with ease!!!

David Richards and his team at SWBC Mortgage have done an OUTSTANDING job throughout the mortgage application / approval / closing process! Dave was available to answer our questions day and night. He worked closely with our realtor during the Christmas holidays to keep us moving forward in the process and making our dream home a reality. He promised to close on time, but exceeded that promise by getting us to closing early! I cannot thank them enough - I would definitely recommend David Richards again and again!!!

David has assisted me with an initial purchase and refinance on my current home. It has been a pleasure working with him on both loans as he manages to strike a perfect balance of professional and friendly. David offers excellent guidance throughout the loan process and works diligently to explore all avenues to secure you a loan. I will continue to use David for any future mortgage needs.

We had a excellent experence with SWBC Mortgage using David Richards as our Loan Officer. We found David highly experienced, knowledgeable, and prompt to respond to our questions. He made our financing to close fast and easy. Thank you David!

Dave was and is an absolute delight to work with! My husband and I were first time home-buyers, and received Dave's name from a close friend, who raved about him. After going through the home buying process without a hitch, we want to rave about Dave too. He is very communicative, always open to answer any questions via phone, text, or email, and has the most competitive rates. On top of all that, he got us to closing on time, even with a tight timeline. My husband and I are looking forward to working with him and SWBC as our loan provider into the future. Dave is just wonderful, and I highly highly recommend giving him a call. You won't regret it.

David was wonderful to work with. Very professional and friendly. He made sure that as first time home owners get the best deal possible. He also takes the time to go over your loan and discuss any questions you may have. The best part after you close; he will still help you if you have any questions. David is certainly dependable and trustworthy. Thank you David!!