Cornerstone Real Estate and Home Loans Inc Merchant St, Vacaville

We have been customers of Cornerstone for over 13 years! It is rare to find genuine professionals that truly put their customers first. We know we can count on Carmen and Joel to provide us with current market information to make the best real estate decisions. Joel goes above and beyond to ensure we understand the process and that all questions are answered. Our transactions have always been seamless and problem-free. We have become part of the Cornerstone family and will continue to choose Cornerstone for our future real estate services!

This review is long overdue! Cornerstone provided us prompt and responsive service. We started looking for help with our refinance about a year ago. We spoke to Joel at cornerstone and he assured us it was a simple and easy process. As an average consumer does, we talked to a few other companies. They seemed like they wanted our business for all the wrong reasons. After delaying the process and putting a lot of thought into it, we decided to go back to Cornerstone and pick Joel’s brain some more. We chose to proceed with Joel and Maggie with Cornerstone. They made the process seem so simple. We emailed the necessary docs to them, within a few days we had a rate locked and the process rolling. They told us it would take at least 30 days. We were closed way sooner than we thought and they saved us a ton of money on all those bogus fees everyone else wanted to charge. I HIGHLY recommend Cornerstone. Thank you!

I couldn’t choose a better place to buy a home, my credit was not good when I walk in to Joel’s office, he gave me advise on how get my credit score higher before buying a house in order to get a better deal. After Joel and I work on my credit he help me choose the best option for me and my family. If feels like he is family cause he is looking out for you the whole process!!! He could it rush me into buying a house just for the profit but he didn’t he wanted me to get a good deal and also feel comfortable with the payment . Thank you for the good service from all the crew, excellent ethic and professionalism.

Everyone knows that buying or selling a home can be a daunting process and it helps to have people on your side who can handle all the details for you. When my wife and I decided to buy our home I searched Google for Real Estate offices in my area and Cornerstone Home Loans was at the top of the list with a 5 star review score...so I called. First, there are not enough stars to give this company. Their prompt, timely, friendly, professional and knowledgeable team made this process for my wife and I very simple, easy and with very little stress. Their communication is on point and they wasted no time working our loan and house hunting adventures. I cannot say enough positive things about this team. If you need to buy or sell your home, please go see them first. You will not be disappointed. We found our dream home thanks to them.

During our recent Re-Fi, we trusted Cornerstone to see us through the involved process of a VA CashOut. As some may know, VA Cash Outs can be somewhat complex and not too many are ready to embark on the journey with you. We looked into several other national and local lenders but in the end Cornerstone was able to secure a lower rate which coupled with positive approach to the task was sure to make us comfortable to go with them. The process became complicated as several hurdles came up (Mostly VA induced hurdles) and other nature-related complications also occurred. Cornerstone team was always ready to help and offer guidance through it all and ensure we were informed of what was going on and what would be the next step. As they quickly found out that attention to detail is extremely important to us, they wasted no time to share information with us as fast as they got it. Every question was answered to the utmost satisfaction, and there were lots of questions. Thank you so much Joel and the rest of the Team for such a pleasant transaction and experience. Your calm demeanor and warm care really showed. It never felt like we were just another client. It was very personal and more of a team effort to see success. Thank you for your honesty and a great experience which we look forward to doing again as we continue expanding. If you stayed to read this all the way, you will not be disappointed to give Cornerstone a chance at earning your business and trust.

Had a great experience working with Cornerstone recently, especially with Joel who dedicated a lot of time to me and other customers. I could also tell he was honest and hardworking from our interactions. I would highly recommend them to anyone looking for a house or property!

What can I say about Joel & Maggie ? I can say a lot but to make it short and simple OUTSTANDING ! They help you through thick and thin. They put themselves in your shoes and understand everything your going through and they do whatever it takes to get you a home. We went through so many obstacles to get my home and we stuck through it together . And can go on and on talking about how good they are but it will never end . Thank you Joel & Maggie for helping me and my family get our perfect home !

Cornerstone Mortgage took over my loan after Freedom Mortgage denied my husband and I. After what we went through with Freedom we lost hope and figured we would just see one last time and thank God we did. Cornerstone made us feel confident from day one. I explained to Joel the 100% truth regregarding my husband's and I's income and credit and all the obstacles it took Freedom and Joel explained that he could get the loan for us and sure enough he did. During the process of getting us our loan he called everday, answered/ returned all my calls asap and made sure me and my husband didn't give up. The amount of work it took to get this loan must have been the most a loan officer has ever worked on and Joel and his team stayed determined and detitcated through the whole process. My husband and I are so grateful that we had people like Freedom mortgage to encourage us and guide us through the most stressful part of life. If I had to do it again it would be with Cornerstone. They are the best and explain everything and make sure the decisions you make are the ones your comfortable with. Thank you Joel and your team players for all the miracles you did for me and my husband on this loan. We look forward to doing business with you in the future. Always, Shane and Jamie Stephenson

We had a wonderful experience working with Joel and Maggie. They are honest, friendly, and there for all your needs. We were nervous as this was our first home purchase. They made the experience an enjoyable and memorable one. I would highly recommend them as they are knowledgeable and trust worthy.

When you work with Maggie and Joel, you are totally convinced that goodness still exists in the world. I can’t thank these two and the entire Cornerstone crew enough for their honesty and dedication during my home search. I will recommend them over and over again even in my sleep. They are the best. Thank you Maggie and Joel. May God continue to bless you. 🙏🏼🙏🏼🙏🏼