Coastal Funding Corporation Folly Rd, Charleston

AVOID! Our mortgage broker Sean was good starting out but as things started to come together, our experience turned sour. Because Sean was largely working numbers with my Co-borrower, it wasn’t until the day before closing I found out the loan that was selected did not have our best interest at heart. It caught my attention because I noticed we were getting 1000 towards closing costs from lender. That was a huge red flag for me, especially since the seller was paying 7k in closing costs for us - and there wasn’t enough closing costs for us to take advantage of that 7k, so the lenders 1k was completely moot and I’m sure we paid dearly for that mistake. And at the last minute I had to come up with several more thousand than anticipated because Sean estimated closing costs very incorrectly - closing costs that by the way had to be paid by me, they were not eligible to be paid for using either the sellers 7k or the lenders 1k. When I ask Sean about it, it came to light that he chose the mortgage because he was shopping for one that would pay him “fairly” as well. He told us our interest rate was 2.8x, and bad on me, I didn’t ask what that translated to in APR - which I later learned was 3.2x. Quite the difference. In early February. All in all, I take the blame for not shopping mortgages. Please learn from my mistake and don’t trust mortgage brokers. Do your own research, shop mortgages, and don’t blindly believe they have your best interest at heart.

My go to lender in Charleston, Brian and his team consistently knock it out of the park for my clients on rate and customer service. Other agents I work with who know him are happy to see his prequalification letters because they know he'll get the job done. I've used him personally several times and recommend him first to all of my clients. On top of all that, he's a great person, an invaluable asset to my business, and a friend of many years. Don't hesitate to trust him with your business, you'll be very happy with your decision!

I would recommend this company they are professional,responsive,good quality and good value to there clients!!!