Academy Mortgage - Santa Cruz - Capitola 41st Ave, Capitola

Monica Bowman made our refinance pleasant and smooth. She's a great communicator, punctual, knowledgeable, efficient, professional, organized, friendly, patient, and flexible. She is always available for questions and is very easy to talk to. Monica will get you to the finish line.

Monica Bowman is the best: thorough, detailed, patient, and super well-informed, she got us the best possible rates on our mortgage and insurance, was in communication with us throughout the process, and made it clear she was on our team always. I can't say enough good things about working with Monica.

Monica is absolutely incredible to work with. She is professional and kind and always helpful. She really cares about her clients.

Monica was informative and helpful throughout the process. She worked tirelessly on our behalf. We definitely felt like she went above and beyond.

I highly recommend Academy Mortgage. I specifically worked with Monica Bowman and she was incredibly helpful and knowledgeable. Monica helped guide me in the process and was always available for my questions when I needed her. Her advice helped me make informed decisions and really enjoyed working with her

My wife and I chose Monica through our real estate agent and friends recommendation. We are very grateful and feel really fortunate to have had Monica by our side during the entire loan process. She is extremely knowledgeable in her field and explained everything to us. She didn't mind repeating information to us so we understood the financial terms and lingo. Monica was so patient with us and especially when we brought our toddler with us. She would make sure he was comfortable and would let him play with the toys she kept in the office. We have much appreciation for the hard work Monica spent on our loan, even working weekends and evenings to accommodate our schedule. She and her team are very professional and supportive and took great care of us from our first visit with her, even to after we were settled in our dream home. We highly recommend Monica and will definitely use her for any future loan or refinance needs. Thanks Monica. It was truly a pleasure working with you!

Monica worked patiently with us for 2+ years to help us build our credit score and then execute our mortgage in double quick time. She is extremely trustworthy and has a massive amount of knowledge and contacts to back up her exceptional moral and professional standards. Monica was actively willing to advise us to go with a different mortgage provider that looked like was offering a better deal. The other lender could not fathom why Monica was contacting them - She wanted to ensure our best interests were being served and literally was willing to step away from any personal benefit after 2+ years of working with us. Monica is a one-off, with a hard working dedicated team behind her. You will be very fortunate to have her working for you!

Monica's communication skills are excellent. She never seems hurried when speaking with the clients or with me. Her performance is thorough and efficient and fast. She is dogged in her pursuit of a perfect file to submit to underwriting. Therefore, approval comes back quickly because she has done her job on the first round. She usually answers her phone on the first ring, which is astounding. You can hear her smile through the phone when you listen carefully. Right through the phone, there's Monica's smile. Lastly, if there are complications, that's when she brings her creativity into the mix. It's a must in the real estate business where there is as many different situations as there are people in the world.

Monica and the team at Academy Mortgage were fabulous! They were caring, professional and hard-working around the clock! Monica would answer cell phone questions with grace, expertise, and genuine caring both weekdays and weekends, many times into the evening. She went beyond helping my mortgage experience from just being a business arrangement to making it feel like she was helping family. I would recommend Academy Mortgage to everyone whole-heartedly with great confidence. Monica and her team will work for you 110% and beyond! Share your home dreams with Monica's stellar, professional know how, and they will come true!

Monica is simply exceptional and amazing. She provided the best service we could have ever imagined, and more. We highly recommend her.