101 Loan and Rob McCarthy - Specialist in Residential, Commercial and Reverse Mortgage Financing Hellyer Ave, San Jose

If you don’t know Rob McCarthy and his team from 101 Loan, allow me to introduce you as it’s truly my pleasure. Rob and his highly skilled lending team are experts at residential and commercial lending, as well as refinancing and reverse mortgages. Rob has developed relationships with over 45 lenders so he can truly get the best package for his clients. When he couples that with his ability to provide outstanding service and close quickly, it’s the perfect trifecta for his clients! Rob and I have known each other for nearly 18 years. During that time, we've worked on 100s of client purchases together. There has never been one that did not close. Sure there are bumps, but Rob and his team are experienced and equipped to deal with things that can happen with so many moving parts in a transaction. We’ve not only successfully completed client transactions together, I've also worked with Rob and 101 Loan on our personal home financing. I know that when Rob says he’s going to do something, it absolutely gets done! I can put my name on it. He’s very well-connected in the Bay Area and beyond and never hesitates to help someone out. I highly recommend Rob and his team from 101 Loan, from multiple professional and personal experiences in working together!

Rob, Renee and the team at 101 Loan are true professionals. They helped me with a first home purchase and made the process very simple. They were able to get the best rate, they work fast and they're very responsive. At one point, Rob was on vacation but still made himself available to help. Highly recommend. Thank you Rob and Renee!

Rob and Renee have been amazing during my refinance process from the beginning to the end. The entire process was seamless and the entire team is very knowledgeable. Highly recommend.

Rob is quick and very knowledgeable. Within 24 hours, he pulled together a comprehensive recommendation for a loan on our new home, and we were under pressure, since we closed on the home and hadn't yet sold the one we were living in. Highly recommend Rob.

Rob is a fantastic advisor, and looks out what is right for you. He's been a great partner to do business with. I highly recommend!

As first time home buyers, we really appreciated Rob’s patience and thorough explanation of the home purchasing/mortgage process. Rob was super diligent in finding us a lender and Renee was amazing in supporting us as we neared closing - both were very responsive and helpful. Additionally, we were able to tap into Rob’s network and he paired us with an excellent team of realtors. All in all, we had a great experience working with Rob and his team!

Wow! I don’t even know where to start. Renee and Rob are AWESOME! I am a first time time buyer and could not have had a better experience. The process was long and I was relatively confused at times, however, Renee and Rob answered all my questions and concerns! Every detail was so clear in making the process simple. Whenever I sent over a question via email, they would reply within minutes. The close of escrow is today on our home and time really did fly by! Thank you 101 Loan team!! I would recommend for everyone to utilize the knowledge and aid of 101 Loan.

Working with Rob at 101 Loan Mortgage is always great. We have seen consistency and professionalism in every communication from both Rob and Renee. They definitely make a great team in getting your mortgage questions answered accurately and effectively. Be it our home buying or refinancing needs, they have always been effectively navigating through every hurdle in ensuring the financing needs are met. I would definitely recommend them.

Rob and Renee are nothing short of awesome. They are incredibly busy people, but we felt like we were their only clients. They were always available when we wanted to brainstorm lending options or when we needed crazy-fast pre-approval letters or loan information. They successfully closed on our home EARLY. Rob is incredibly knowledgeable of the market and what's possible. He's a creative broker who works hard to make sure he finds the best option for your individual situation. Renee is super organized, VERY responsive and excellent in her role. Not to mention they are both just pleasant people to work with. When we told our realtor we were working with them, they were excited because they know 101 Loan performs well and they wouldn't have any issues in escrow. We'll be using them again when we refinance or purchase our next home!

Rob and Renee have worked with me on several transactions over the years. They most recently handled two transactions simultaneously for me. They helped me achieve my objectives in both cases. They continue to be very knowledgeable, helpful, patient, and quickly responsive to concerns and questions I raise. For those reasons, I plan to continue to have them assist me in the future.