Hardship Grants Provide You Fast Cash

Are you wondering how real hardship grants are? Here is all you need to know.

$2,500
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If you are experiencing financial trouble, it is normal to panic and start looking for ways to find help. One of the easiest ways to do that is to look for individual hardship grants and loans. Below we highlight ways to get these grants and help yourself get out of your financial fix.

What Are Hardship Grants That Provide You Fast Cash?

Hardship grants are funds meant to provide financial relief to people experiencing financial hardships. They are mainly meant for poorly paid workers who cannot continue working due to being victims of violence and whose injuries can not be classified under the criminal injuries compensation scheme.

Are Hardship Grants a Scam?

You should note that not all hardship grants are legit. There are many scammers online, and others might even call you with offers of free money. You should stay alert, so you don't fall victim to their mischievous tricks.

Detecting a fake hardship grant is easy. They will most likely ask you for private financial information that a government agency will never ask for over the phone. They might trick you into giving all your banking information.

To stay safe from scammers when you are looking for free hardship grants: never pay any upfront fees, give banking details to strangers, fall for fake phone calls, and most importantly, fail to conduct thorough research.

Can I Get a Hardship Grant From Governments?

You can get government grants but not directly. When the federal government makes assistance available, they normally pass the money to state and local government, schools, law enforcement agencies, businesses, nonprofit organizations, or other government agencies. When these organizations receive the funds, they are tasked with disbursing them to eligible citizens who have applied for them.

In certain instances, non profit organizations that receive government funding may utilize the funds to finance projects that benefit the individuals they serve in a community. Therefore, obtain assistance from a nonprofit that receives government funds if you qualify. You can visit their office or website to get more information and learn how to apply.

Government Benefits That May Help You Get Fast Cash

The US government has hundreds of different hardship grants and benefits that might help you address any financial emergency you might be facing. Below we highlight some of the most common ones for you to apply for and get financial help.

1. The Federal Supplemental Education Opportunity (FSEOG)

The US Department of Education offers the FSEOG grant through the office of the Federal Student Aid. This grant is for undergraduate students who have not previously earned a bachelor's degree. To confirm your eligibility, you must fill out the Free Application for Federal Student Aid (FAFSA) and verify if your school participates in the program.

FSEOG can provide fast hardship cash of between $100 and $4,000. The amount is paid to your school, after which it can be credited to your student account or delivered to you directly in cash.

2. The Weatherization Assistance Program

This hardship grant is provided to homeowners through the US Department of Energy. Anyone who has made energy-saving improvements to their house can apply for this financial assistance.

This grant can help you get access to up to $2,500 from the government to undertake improvements such as insulating your home, installing storm windows, or other ways to save energy.

3. Temporary Assistance for Needy Families (TANF)

This assistance grant is one of the widely used federal government hardship grants. The program is commonly known as welfare and provides different types of assistance from cash, child care, and job training to low-income families across the US.

The cash you receive can go a long way in helping you pay for housing, home repairs, utility bills, etc.

4. Supplemental Security Income (SSI)

The SSI provides hardship grants to elderly citizens (typically age 65 or older), the blind, and disabled persons with little or no income. The program provides money to help meet basic needs, I.e., food, shelter, and clothing.

You can visit the SSI website to take a simple 5-minute test to see if you qualify for this specific program and apply for it. You will need to provide basic info like address, name, and social security number.

5. Pell Grant

The federal pell grants are awarded to undergraduate students who need financial help. The amount of money you will receive will be determined by different factors like the cost of tuition at your school.

The Pell grant offers fast hardship money that doesn't need to be repaid, unlike student loans. You can use this free money to pay tuition, buy books and food, rent, and more.

6. TEACH Grants

The Teacher Education Assistance for College and Higher Education grant is another federal grant that can provide you with up to $4,000 per year. You must sign an agreement to serve or repay to apply for this hardship grant.

If you choose to serve, you'll be required to teach as a high-qualified teacher at a secondary school that serves low-income students. If you decide to repay, the grant is converted to a loan you must repay later with interest.

7. Military Benefits

If you, your parents, siblings, or other family members are veterans, you are eligible for government hardship grants. Through the Department of Veteran Affairs (VA), the government offers various financial assistance to help veterans or their families with expenses like education, healthcare, financial support, and more.

Visit the VA website or contact their office for information about the hardship grants you are eligible to get.

8. Low Income Home Energy Assistance Program (LIHEAP)

LIHEAP is a federally funded assistance program that helps low-income families settle utility bills and make home improvements. They'll help you install heat and cooling equipment and increase energy efficiency to lower your monthly electricity bills.

The LIHEAP program is under the Department of Housing and Development and also offers fast hardship grants to help you with rent and mortgage payments.

9. Housing Choice Voucher Program

Also known as Section 8, this hardship grant provides vouchers you can use to pay your rent. The program aims to provide decent and safe housing in the private market for low-income families, elderly, and disabled Americans struggling to pay rent.

10. Child Care and Development Fund

The program provides financial grants to low-income families for child care. The assistance is offered to eligible families through the Department of Health and Human Services.

You can apply for this fund if you have children aged 13 or younger. This hardship money can help you lower the burden of covering childcare expenses.

11. Affordable Care Act Program (ACA)

This grant gives you access to free government hardship money in the form of health care tax credit. You can cut your health insurance costs significantly through the subsidy funds provided under this program.

12. Access Unclaimed Assets

You can use federal agency records such as Treasury Hunt, Credit Union Unclaimed Shares, and Unclaimed Funds in Bankruptcy to search if there's any money or asset in your name you might have forgotten about. When looking for free hardship grants, ensure you don't skip this stage, as it doesn't hurt to check.

13. Iraqi and Afghanistan Service Grant

This free money hardship grant is used to provide money to the offspring of military members who died in service in Iraq or Afghanistan. To be eligible for a grant, you must meet Pell Grant criteria but didn't qualify due to expected family contributions. This hardship grant is slightly different from the Pell Grant but can be used for everything (buying books, paying school fees, rent, etc.)

14. Small Business Administration Loan Grants

The Small Business Administration (SBA) is a federal agency in the United States that assists entrepreneurs who need money to start a small business by offering star-up loans.

You can get free government funds by applying for a loan through the Small Business Association. This financing is available through the hundreds of Development Centers spread around the nation. This option may be preferable because it offers loans at competitive interest rates compared to a bank loan.

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