Vinson Mortgage Chesterfield Pkwy, Chesterfield

I am a homeowner who recently inquired about a refinance with Vinson Mortgage and I will tell you that it was a wonderful experience. I had first went to another large mortgage company due to the ties that I had with them and they did not help me at all. So honestly, I thought all mortgage companies were going to tell me the same thing and why waste their time or mine. But I went with my gut and decided to call Vinson Mortgage since they were a local company and maybe would be more willing to help. Well, I'm happy to say that I was right! I began working with Jeffrey Hussey and throughout the entire, yet quick process, he was so incredible. He just amazed me at his knowledge of the business and his steadfast belief that everything would work out and it did. I live over in Illinois plus I called days before a holiday, so I thought that maybe it would slow the process, but there was none of that! I'm telling you, I can't believe that I could still be sitting here with no help and no answers when Vinson Mortgage took care of all of it for me in less than 2 weeks. The large company would have been on average 45 days IF they were to do anything, but like I said, they didn't. I highly recommend calling Vinson Mortgage because you DO have options!

Worked with Mr. Jim Lyle at Vinson Mortgage Group on financing a Condo as a self employed individual. I thought it would be a tough process but Jim made it easy for me and cost effective. He took the extra time to explain every last detail of what would save me the most money and provide the better bank for my buck. In the end, the deal was better than I could have imagined. You truly need to take the time and work with him. you will not regret it. I am very happy now and will continue to do business with Vinson Mortgage for years to come.

I wish there was an option for no stars. I was pre approved for a USDA loan in July of 2015 for a new home build. I work with a Garret who for over six months told me the loan was fine. Three days before we were set to close and move into our new house, I received a phone call from Garret saying the loan was denied. Garret had over six months to work on this loan and waited until three days before we close to start to do his job. He never responded to my phone calls or emails in a timely manor on top of all this. PLEASE look at other Mortgage Companies before working with Vinson Mortgage. I found another lender and was able to save our house and we were able to close with a new lender in less than three weeks. I would hate to know that another family almost became homeless like me thanks to an incompetent loan officer. There is more to how awful this " experience" than I can write on a Google review, but I hope I got my point across.

I recently purchased my first home and used Vinson Mortgage. I was expecting the process to be confusing, difficult, tedious, and long. It could not have been any different. Garrett O'Connell was my Loan Officer and he explained everything to me and made sure I understood everything throughout the process. At first I thought I would be over my head but with him explaining everything I felt right at home and more importantly, comfortable. We met ALL of our dates for the purchase and the loan was ready to close a week before we had to. HANDS DOWN, I will use them again and Garrett is my guy!

I have a rental property that I needed to refinance as my previous mortgage had been moved around quite a bit due to banks being bought and sold and was running into some issues. I tried several other local mortgage companies and banks, but no one seemed to think I was going to be able to make it work. I wanted to give it one last effort before taking the banks absurd offer of almost 8% financing and called Vinson Mortgage. Within about 2 weeks, the loan that no one else told me was possible was signed, sealed, and delivered, at a great rate. Being able to refinance saves me a few hundred dollars per month, and also was able to give me a little cash back to put back into my property. Vinson Mortgage made the process fast and easy, not only will I go back to them next time I need mortgage related services, but I highly recommend them to anyone in need of financing.

I’ve been working with ken hammelman for about 2 years until I was ready to buy. Once I was ready ken made things happen and was awesome to work with. Before I bought my house I shopped around to check prices. My loan was not an easy one to close and took lots of work on ken and his team. They always kept me in the loop. As a business owner I can understand things can change and deadlines get pushed out. As long as you do your due diligence as a purchaser and stay in the loop with your lender and agent. Surprises will be minimum! Go see ken and cj they will take care of you like family!

My wife and I recently purchased a home through Vinson Mortgage and our Loan Officer, Garrett O'Connell. What a pleasure he was to work with! Obviously the home buying process is stressful enough, but Garrett went above and beyond to make sure we were fully informed and comfortable the whole way! We sat down in his office and he explained (in normal language, not industry talk) every piece of paper we would end up having to sign. I cannot begin to explain how helpful that was! He answered all of or questions (and I asked a lot) and was just great to work with. We also got a great rate off the bat, which is what it's all about! I would highly recommend him to anyone in need of a home loan.

Vinson Mortgage is general seems to be a pretty decent company as I have done many jobs for them. However, they have a loan office Denny Maher Jr. who is a lifetime car salesman who might be the most corrupt individual I have ever been associated with in my career. I rushed out to complete an Inspection so a closing could go thru only to have Denny not bring my Invoice to the closing. From there he told the person who was re financing that they didn't have to pay me because he had forgotten to bring the Invoice to the closing. I then contacted Denny only to be cussed out and listen to him be little his client by saying she will never pay me and that her credit score was awful. Thankfully the lady paid me. However in all my years owning my own business and growing up in a family owned business I have never met a more awful corrupt individual.

Vinson Mortgage was the best to deal with. They treat you like family and take the time to explain what is going on. With every step I felt like I could just call and they would be more than happy to explain it to me. I am so glad Vinson Mortgage wqs able to assist my family. If you are looking for or have question about anything mortgage related, give them a call.

This company is absoulutely HORRIBLE. I had heard great things about them and their reveiws were good with the exception of a few. Those few bad reviews I easily blamed on extenuating circumstances. I contacted them and told them upfront what the pitfalls of the mortgage were when I had talked to other lenders. They advised me that it was no problem, they could get me a loan by the closing date (1 month) with no problem. They quickly got me preapproved (within one week). This is when things went bad. I waited 2.5 weeks for the appraisal. This entire time I was told "They should contact you today". Finally I contacted them myself and got it scheduled. After the appraisal was completed I was told I needed an engineering certification (1 week prior to closing). I quickly ordered one with a rush order then waited 3 days before again having to contact them myself because VMG didnt pass on my info to the engineering company. 6 hours prior to the Title company needing the closing disclosure, I was told that VMG could not close on the property on time but could refinance it if I could come up with another way to close. They had just told me the day before that everything was going fine and there was no reason to worry. 2 days later they called and informed me they couldn't refinance it either because of one of the original pitfalls that I informed them about. Please do not set yourself up for failure. They will dump you immediately prior to the deadline for closing and leave you with $1000 spent on inspections and cause you to lose your earnest money. ALL they do is LIE and LIE and LIE.