Vic Joshi, Mortgage Consultant | C2 Financial Corp Oakland

My husband and I used Vic Joshi as our mortgage broker when buying our house. He and his staff were very responsive and they helped guide us through our rather difficult closing process. I cannot say enough good things about him. He was super friendly and explained everything we needed to know about getting a mortgage and patiently answered all of our questions. After reviewing all our options, he found a lender with very good rates. Throughout the process, he coordinated with our realtor and the escrow office to make the process go as smoothly as possible.

I cannot say enough great things about Vic. I had a free consultation with Vic “Mortgage 101” to take a look at our financial scenario. Vic explained all of our options and what is possible in our current situation. I had no Idea that based on your income you can potentially qualify for an interest rate as low as 1%. That really gives my husband and I hope in this expensive East Bay market. And if it ever gets too expensive to buy in the Bay we are still planning on using Vic since he is also licensed in Oregon and Washington.

It has been a pleasure working with Vic for purchasing our first home. Getting a mortgage is a stressful process and we can't thank him enough for his hard work, always responsive to emails (even while on vacation!) and speaking with us on the phone to answer every question way past normal business hours. Vic got us a great loan in great terms in a very short time frame, while keeping us informed every step of the way. Our situation wasn't easy (not US citizens, gifts funds, foreign bank accounts etc.) - but Vic has made it as easy as possible for us to close. THANK YOU VIC!

I just finished refinancing my home. I have done that previously several times. My experience with Vic was amazing. The entire process only took a little over 6 weeks, with Vic doing most of the work and doing it in a professional courteous and capable manner. It was obvious he loved his work and was very good at it. I have refinanced with different banks and lending agencies in the past and was left feeling depleted. Unbelievably, that was not the experience this time.

Vic was unbelievably helpful us throughout the entire home buying process. His two-hour "Mortgage 101" session helped turn a couple of clueless, lifelong renters, into people with a real sense of what we were embarking on. Once we found our future home, Vic was with us every step of the way - walking us through the process, providing valuable advice, immediately responding to our frantic and confused emails and phone calls. I wholeheartedly recommend Vic to anyone buying a home.

I've worked with Vic on 3 different loans, and he is the BEST. He will walk you through any questions, and he gets things done.

Over the past 10 years, have worked with Vic on a new home purchase/loan, and two refinances. Strongly recommend him, not just as a Mortgage Consultant but also as a professional who will go to great lengths to "strategize" with you about the best approach to take. Thanks Vic! -Matt & Marcy Piersol Granite Bay, CA

You cannot find a more professional and responsible mortgage broker than Vic Joshi. He is careful, detailed, quick, and has absolute integrity. It is impossible for anyone to do his job better than he does.

I've worked with Vic and his team on refinancing my home mortgage. Both times it has bee easy and with great results. I highly recommend C2.

Vic has over 20 years of experience and shares his knowledge freely. We are in the midst of getting into our first home and Vic has been holding our hand and guiding us all the way to success! Whether this is your first home or you are an experienced buyer you will love working with Vic.