Vault Mortgage Group W Olympic Blvd, Los Angeles

I am a single mother that was finally able to purchase a home. None of this would have been possible if I did not have Nick Gouche in my corner. He is my HERO! He is a true professional that will give you the best deal in the market. I had been offered a loan that was almost a point more. A friend recommended Nick and he worked hard to get me a loan with a great interest rate. The process of buying a house is nerve wrecking. Nick was patient and helped me navigate the whole process. My loan was funded today and none of this would have been possible without Nick and his right hand Elaine that made sure all the documents were in order. I am now ready for the Holidays thanks to Nick and Vault Mortgage.

David Garcia was so great throughout the entire home buying process! It couldn't have been possible without his never-ending help. I began this process in February 2015. The very day I made the initial inquiry (just hours after), my older brother passed away unexpectedly. I still chose to go through this process, because I know that my brother would've wanted me to do so. During all of this, I was also planning my wedding (engaged in December). Just about 2 days after my initial inquiry, I was already pre-approved! It was a glimmer of hope during a really difficult time. David stayed in touch with me through everything (and let me tell you, my mortgage was not an easy one to get through!) He answered every question I had, no matter how ridiculous they may have seemed (being a first-time home buyer and all). One day, shortly after my brother passed, he even called just to ask how I've been holding up. It's so hard to find that kind of customer service! More about why it was so difficult to get my mortgage approved: I had a major issue with my credit back from 2010, and it took over a month just to resolve that (all while in escrow). At one point, no one could get a hold of the person I settled the judgement with, for 3 days! All we needed was her to verbally verify that it was paid, and she seemed to disappear. Finally, David's persistence prevailed! He never gave up! He was always able to find solutions, even when the light at the end of the tunnel seemed to fade. Now that I just closed on my house, and packing up the last of my things, I can't even begin to express the amount of gratitude I have for David and for his company. I'm not from he LA area (I'm about 3 hours north), but I would recommend him to everyone I know who is interested in buying a house. He's incredible!!! Thank you so much, David!

I have attempted to refinance my home with four separate mortgage brokers, one of whom was even a relative, but none could assist me because of some tax liens against my house. Not only did Nick successfully negotiate a 3.75 percent interest rate for me, but he also somehow managed to get my secondary creditors to subrogate their claims to allow for the refinance. I am now saving over $1,200 a month in mortgage payments. Working with Nick was fantastic. Always responsive, thorough, and easy to reach. He would even speak with me at 7:30 p.m. if my work schedule didn't allow for a daytime phone call. Nick is a superstar and his engaging and adorable personality actually made this tedious process fun. His assistant, Juanita, is a sweetheart and I cannot say enough great things about them. I've referred three people to Nick since I began working with him and all are equally impressed with his creativity, compassion, responsiveness, and honest and straightforward manner. Nick, if I could give you ten stars, I would. Thank you for everything and allowing me to save nearly $200,000 over the next ten years if I stay in my home. You truly are a rockstar.

If there is one word to describe David Garcia it is "PHENOMINAL"!!! He is the best out there, I worked with David on purchasing my home years ago and being I was a first-time buyer, I had many questions and doubts, I was a nervous wreck but David was there every step of the way and held my hand literally throughout the whole process. He is so patient and communicative., he always makes himself available to answer questions. David just helped me close my 2nd refinance and it was just as successful as the first one and of course it is all because of him. I will no doubt continue to work with him on future purchases. There is no one else I trust more than him. I highly recommend working with David Garcia!

David Garcia has helped me and my family beyond what words can express!!!!! I am a veteran, and a first time home buyer. My wife and I were purchasing a home directly from a seller, without the help of a real estate agent, during my transition from active duty service to civilian life. I had an extremely unique situation, due to some complicated individual circumstances, and because of that, two banks denied me for a home loan. I was very discouraged, but decided to call Vault Mortgage group to see if they could help me out. I AM SO GLAD I DID!!! After speaking with David Garcia, he told me that he believed he could get my loan approved, and helped my wife and I every step of the way. I am not going to lie, the process in itself was very stressful, and at times downright frustrating. However, David always kept a positive and professional attitude, and continually went out of his way to make sure me and my family were taken care of. There was never a time when my questions werent answered; and he always answered his phone if I called. My wife and I are beyond grateful to David, for all his time, help and hard work. We are in the process of moving into our new house!!!! So, I am not the type of person to write reviews, good or bad, about anything. But after all that is happened, and the fact that we got our house, (at great interest rate, by the way) I felt more than compelled to give Vault Mortgage Group a review. Throughout this entire process, my wife and I felt that we were David and VMG’s first priority, and all of our questions and concerns were taken care of immediatley; and i would STRONGLY recommend VMG to anyone looking to purchase a home. Ask for David Garcia. We seriously could not have done this without David’s help. Again, THANK YOU DAVID!!!! I truly can’t say that enough!!!!!

I can’t even begin to express what I feel with my experience with Nick Gouche. He is a fantastic Mortgage Banker, he guided us, first-time homebuyers painlessly through the process and he got us the best deal on the market (unbelievable). We'd use him again in a heartbeat. If I could give more than five stars, I would. From the application phase all the way through to closing. He was thorough, professional and extremely pleasant to work with. He spelled out the process and everything went exactly as he said it would. When we ran into some challenges during the process and we were worried, he kept his cool and worked extremely hard to resolve the issue. He is truly my Mortgage Gladiator LOL ;)! We definitely created a friendship with this experience and I can honestly say this sale will go down in history with Vault. This was by far the best mortgage experience we've ever had. He is great!! I would definitely recommend Vault Mortgage and Nick Gouche to my friends and family. Keep up the good work!

I reached out to Nick Gouche as I was interested in refinancing my home mortgage. My experience was him was exemplary. He was very thorough in explaining my options to secure a loan that met my overall needs. Additionally, and what was most important to me, was his follow-up skills. He made sure he was always accessible and got back to me in a timely manner in response to questions that I presented to him. He truly understands and applies the definition of customer service. He is thorough, extremely knowledgable about the business, and very customer focused. I would highly recommend Nick to anyone seeking a home loan.

11 months later Nick G. Did it again. I swear this guy is the Bruce Lee of Home loans. I was skeptical that we would be able to get this refinance done, but again Nick Strikes again. I am happy to work with him and his team. They are always professional and efficient, I am grateful to have them on my team. .On 12/24/13 I received some of the best news that one could receive during the holidays, from Nick of course. Congratulations Davon, you sir, are a home owner... This echos the confident professionalism that Nick has about himself... Now after numerous letdowns from "direct lenders" and "aggressive investment"groups, ones that promised me that they can get me a loan and they look to no one for funding. I was met with disappointment after disappointment. Then I was introduced to Nick. Nick never made me a hollow promise to find me a loan; contrarily, he promised to work hard and as diligently as he could to fund a loan that he knew I deserved and that he did. Simply stated, I had some fiscal trouble stemming from investments made in 2005-2007, but I have rebounded a learned which was demonstrative when my file slid across Nick's desk. Nick worked tirelessly to help me realize my dream. Even when he was met with differing ideals, he held fast to his convictions and reiterated his believe my file. Nick of Vault Mortgage Group and his colleagues are my new adoptive family and have unequivocally helped me realize my dream of home ownership.

David was seriously so helpful!! My husband and I were first time home owners, and every day he walked us through the process step by step, and provided clarity on all those tiny points only experts of the industry know about. He was always super knowledgeable, and worked so hard for us. He was SO timely and his sense of urgency with everything was impressive--he really simply got things done but in a positive and approachable way so that each small step didn't seem so daunting. Thank you David for all your help and guidance we so appreciated working with you and hope to do it again soon!! :)

Nick Gouche is the most marvelous loan officer I've ever delth with. EVERYBODY else told me I could NEVER refinance, he told me he could, worked his butt off doing it but got it done. I will be forever grateful. He's also just plain a neat, neat guy to deal with, always with a positive, uplifting attitude. The whole crew at Vault Mortgage made my experience a good one.