Upward Home Loans Timbergreen Dr, Magnolia

Time after time I have heard horror stories from my friends and family on their home buying experience, not from this group! James and his team made my wife and I feel as though we were his only clients. Truly a great group of people with proper southern hospitality.

Working with James Rick was a hassle free process. I would highly recommend their company! Great team! Everything from start to finish was a breeze. If I could go back, I wouldn't change a thing. Thank You! I appreciate the experience! Keep up the good work!

I have worked with James personally and professionally for almost 20 years. Despite moving out of Houston I knew if I wanted a quick answer and close when buying a second home James was my first choice. I knew I could count on him to get me the best mortgage product and have a closing with no surprises. Being a former escrow officer gave me confidence that my closing would be drama free which was always what I strived for.

James and his team communicated very well throughout the whole process, was thorough with all details, locked me in a rate more competitive that some of the larger commercial banks in the are, AND we closed on time. Thanks for your help with my refi

James and the Upward Home Loans Team were fabulous to work with on the purchase of my home. As a REALTOR, I work with many lenders but chose Upward Loans for my personal home mortgage. I was very impressed with their prompt service to get pre-qualified, approved and closed! I recommend Upward Home Loans for all of your real estate mortgage needs.

Thank you James for helping us realize our goal of home ownership. You and your team provided the most personalized service I have in a long time. You stepped up and made things happen when groups outside your'e team seemed to miss the urgency of of gathering and processing information needed to get us to the finish line. Again, than you Jame for helping us realize our dream. Dennis

The absolute best in mortgage lending! They made the process so easy. Amazing communication. Just a great group of people. They really care about you. My entire family will never use anybody besides Upward Home Loans! Couldn’t ask for a better home buying experience.

I was very pleased with James Ricks and his team for my refinance. He was able to get a deal done when others were not, and at a great rate. Very smooth process and easy to use website, I would highly recommend.

I first met James when he represented the buyer of one of my listings (in other words, he was the lender for the OTHER side). I was impressed enough with him that I met with him afterwards, got to know him, and now mention him to anyone I know who is in need of a home loan. I have never encountered a lender who is a customer-centered as he is. His servant approach to life shows in everything he does. He has met with clients of mine who turn out to be years away from actually being "ready" and he helps them see the path they can take to be able to get pre-approved and then stays in touch with them. He has also been the lender on several complicated/problematic situations (one of them just wrapped up today). He shepherd's each situation through to its conclusion, helps the buyer deal with any issues that arise, and does a superior job communicating with everyone involved in the transaction. I have had client after client raves about how happy they are with what James has done for them. I highly recommend James and Upward Home Loans to anyone needing a home loan.

James does a great job. He listened to my frustrations and made the corrections that I asked for and not everyone would have. I had many questions as a first time home buyer and he listened to every one of them. Give him a try, you won’t be disappointed.