Two Roads Lending E Main St, St. Charles

Phil has been a complete pleasure to work with from start to finish! He helps you to understand the process and helps to provide you with the best bank for you! He is very organized and makes the house buying process much less stressful than anyone I've ever worked with! Thanks for everything Phil! I promise you won't go wrong if you trust Phil with your mortgage needs!!!

Phil and his team were absolutely awesome to work with from start to finish! My wife and I met with Phil at his office and he explained everything very clearly and answered any questions that we had throughout the entire process. I wold highly recommend Phil to anyone looking to buy a home or refinance.

I would definitely recommend Phil to any home buyers , he is very smart in his work and his deliverables , very convenient friendly person I ever worked before .!! Keep up your good work dude !!! Places are waiting for you !!👍🏻👍🏻 Highly professional, knowledgeable and responsive. Always looking out for my best interests. Phil has always explained things very well and understandable . The way he works and the care he used to take for the clients its really awesome.The man who is having very high Potential . He will go over it & over it if you are having trouble understanding any part of the loan process. We look to Phil to provide us with honest & reliable information & have never been disappointed. He is always our 1st and Best choice.!!

Phil at Two Roads Lending did a fantastic job for us. He worked harder than any other mortgage broker I've ever worked with. He got us a great rate and really knew all of the ins and outs of his business. There's no one better than Phil at Two Roads Lending.

We recently purchased our first home and coming into the process we had very little background knowledge with what to expect throughout the process. Phil made the entire process extremely easy and worry free, which was comforting. From the beginning Phil made sure that we were one hundred percent clear with what was going on and that continued throughout the entire process. We were pleased with how well Phil was able to keep us updated with the progress on the loan and we never felt lost during any part. We were extremely pleased with Phils work and we were glad to have had such a great person on our side during the home buying process.

I had a great experience with Phil. Our seller had a very tight timeline and Phil and Melissa were able to turn it around in 18 business days. Phil and Melissa were very responsive and Phil made himself available for any questions.

We just bought our first house with the support and guidance of the Two Roads Lending team. Working with David Koch and Ken Webster was a joy and made us feel so empowered and secure in this transaction. At every step of the process they were willing to explain the ins and outs of the mortgage world in a way that was relatable and understandable. David never hesitated to answer our calls and provided really gracious and personal service. David made a point to communicate with us regularly and to offer personal reassurance as well as expertise in his field. What a great company and what great people! We couldn't be happier!!

Two Roads Lending (Ken, David, & Melissa) helped my husband and I finance our new home. They did an excellent job presenting us options for our mortgage and explaining the process every step of the way. I had 100% confidence that they had every "t" crossed and "i" dotted. We are self-employed and documentation is a little more tricky to collect; but we had a plan AND a backup plan. Their priority was to ensure we closed without a hitch and on-time, and that we did. Thank you! Highly recommend this team!

If you need a refi or a new loan, Two Roads Lending is the place to go. I worked with Phil and Melissa to refi my home. They are so knowledgeable and super responsive, and came up with some creative financing to help with my refi. If you are looking for a team that will not only walk you through many different options for your loan, along with quick and friendly responses, be sure to work with Two Roads Lending, you won't be disappointed!

I could not be happier with my experience working with Phil Bukowski and his team at Two Roads Lending to refinance my home this fall. Throughout the entire process Phil was patient and accommodating to my needs. This really helped to alleviate some of the pressure and stress that can go hand-in-hand with a financial move; especially if finance is not your area of expertise. He made everything easy to understand and personally walked me through the steps of the process, the contents of each document, and how to troubleshoot unexpected challenges that arose. The communication was bar none. I really felt that he and the team went out of their way to be available anytime for questions or concerns. In doing all of this, they made me feel truly comfortable and like I was in good hands. I trusted their guidance and could tell that they had my best interests at heart. When I closed, the title company even commented on how well-prepared I was, which was all thanks to Phil and his team. All in all, I would 10/10 recommend working with Phil and the Two Roads Lending team to anyone.