Trio Ne 4th St, Bellevue

3.6
(10)Loan Agency
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10900 NE 4th St #2300, Bellevue, WA 98004, United States

+1 855-873-8746

http://thinktrio.com/

  • SaturdayClosed
  • SundayClosed
  • Monday9AM–5PM
  • Tuesday9AM–5PM
  • Wednesday9AM–5PM
  • Thursday9AM–5PM
  • Friday9AM–3PM
CLOSED
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    Personal Loans Near Me In Bellevue of Washington(WA)

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    Reviews

    3.6/5.010 Reviews

    C

    Camrie Jacobson
    4

    As an agent I have several of clients come to me wishing they could buy a home, but they get denied financing due to credit score being just a little too low or not having two full year's of income. I had a client in July that leased a home through Trio and she has been so happy ever since. She is in her dream home leasing from TRIO, but is building equity while she works on her credit score. She is thrilled and throughout the process I was able to walk her through it. Trio has a specific system they follow, so it is very important to have a trio preferred agent to guide you through the process. The only reason I gave 4 out of 5 stars is because TRIO has a specific set of guidelines and timelines which can delay closing.

    Response from the owner

    Camrie, thank you for your positive review! We are so happy to help those who are unable to obtain traditional homeownership get into their dream home with Trio. Because we obtain an FHA mortgage that’s assumable to our customer, the process that we follow isn’t very different from your standard transaction. We understand that when appraisal delays happen, though out of our control, it’s super frustrating for all.

    M

    Michael Salama
    5

    Trio has helped many of clients who couldn't qualify for a traditional mortgage, get into a home with their programs. They are an excellent alternative to waiting to qualify and losing out on equity!

    Response from the owner

    Thank you for your positive review Michael! It was a pleasure working with you and we are exciting to continue working with you in the future.

    D

    Dave B
    5

    Trio gave me a chance to get into a home after I recently suffered through a bankruptcy. Despite the fact that I am beginning the homeowner process through a rent to own program, TRIO had me go through the entire homeowner process which no doubt will make it easier when I do plan to apply to own the home. The home I selected is absolutely beautiful and there is no doubt that this is the home I will soon purchase. I am EXTREMELY grateful that TRIO offers a program for those who have had setbacks and need a second chance!!

    Response from the owner

    David, we’re touched by your story and grateful that we’ve been able to play a role in achieving your goals! Thank you for believing in us, we certainly believe in you!

    F

    Food Babe Tiara
    4

    Working with Trio has eased any concerns I had about being a first time home owner. The process was very easy and simple to work with. Thanks to Trio for making my experience a great one I will never forget. Trio answered any questions I had following up to mu close and was willing to work with me on everything.

    Response from the owner

    Our goal is to see our customers as homeowners - we're glad to hear you're loving the process, Tiara!

    Z

    Zac Harrison
    1

    HOME SELLERS AND REALTORS BEWARE More of the same - either negligence or misinformation from Trio in their response to my review. I literally have an email from the realtor they’re trying to blame saying the lender failed to send the appropriate paperwork and had SEVERAL chances to get it right. Sounds to me like Trio is in over their heads and expanded to TX a little too early. I ENCOURAGE EVERYONE TO PASS IF THEY SEE AN OFFER WITH THE NAME TRIO ANYWHERE.

    Response from the owner

    Mr. Harrison, To address your false claims, Trio does not negotiate purchase price – this is work done by the real estate agent on the purchase contract before Trio has even seen the purchase contract. You acknowledged the sales price when you signed the agreement to sell your home just like any other seller. Trio simply finances the property according to the contract terms agreed upon by all parties on behalf of our customer, just as with any other residential financing. Our guidelines state we close transactions within 35 to 45 days, your sale closed exactly 38 days from acceptance. Unfortunately, the FHA appraiser’s value did not meet the agreed upon sales price you negotiated, and you agreed to lower the price to the appraiser’s value. However, as the parties to the transaction learned later, the reduced price was not changed by the closing office. The loan amount was reduced, and you were overpaid for your home. Upon internal audit of the closing, the error was brought to the attention of all parties that were involved in the sale, including you. And you were asked to return $3,365 in funds that did not belong to you. We provided you with documentation verifying the correct loan information and requested that we be reimbursed promptly. It’s now been over 60 days since we expected repayment from you. The amount of our claim is substantial and amounts to theft if we elect to press charges. We encourage you to provide repayment of our funds promptly.

    C

    Curtis Franklin
    1

    What if your evictions were 7 years ago would I still qualify .

    Response from the owner

    Hi Curtis, we searched our records and do not see that you have ever contacted us directly about our program. It appears that instead of emailing us your question about evictions, you left a 1-star rating on Google. This affects the overall rating of our business. We kindly ask you to instead email us your question and remove this review. A member of our team would be more than happy to discuss details on how to qualify with Trio. Please email your question to [email protected].

    C

    Cristina Lara
    1

    Avoid these people like the plague!!!! I went through the entire process then “BAM”, the big reveal, “they are crooks”. $4,100 lease payment for 3 years AND they wanted to sell me the house 60k over the purchases price. I had $165,000 down payment...nope... they wanted to lease the house to me at FULL price so they can gouge my pocket book with exorbitant lease payments. DO YOUR SELVES A FAVOR AND AVOID THIS COMPANY LIKE THE PLAGUE! You’ll thank me later!!! PS: FOOD FOR THOUGHT...there’s a reason why they DO NOT have reviews posted on their website!

    Response from the owner

    Hi Cristina, it’s unfortunate to read you feel this way. Upon pre-approval, our customers receive the amounts for pre-approved monthly lease payments, and corresponding estimated price of a home. In your pre-approval letter emailed on April 5th, you were notified of your monthly payment approval amount, and the corresponding home value amount. You chose a home $70,000 over this approved home amount, which resulted in the required 'buy down' amount. This also contributed to higher closing costs which could've been negotiated by your agent, but was never discussed. We advise everyone to look for homes within these approved amounts, which you chose not to do. All of this was communicated to you with ample time before closing, so there shouldn't have been a surprise in the amounts due. Your situation is unique, and we did our best to work with you despite most aspects of your application being outside of our norms. If there is still some confusion about the details of your contract or how our program works, we invite you to email us directly and we can further explain it. We don’t pressure people into purchasing the home. Instead, we work hard to help our customers transition to owning, since homeownership is our main goal. While Trio has worked for many families in your area, it's unfortunate that our program isn't the solution for your family at this time.

    M

    Mona M
    1

    You need to be mortgage ready to apply. You have to have GOOD credit to be qualified, this company is not helpful at all.

    Response from the owner

    We work hard to help our customers transition to owning as homeownership is our main goal, but customers do not need to be mortgage ready in order to be approved and lease through Trio. Our success program is built into every lease – it includes HUD certified counselor assistance, credit management, budgeting, and hardship coverage in the unfortunate event you need it. See our website for minimum qualifications and more details about How Trio Works. Contact us directly and we’d be glad to help correct any misinformation you might have received.

    P

    Patrick Howard
    5

    Trio and its team have done some amazing things in helping families achieve their dream of homeownership. People that can't recognize this clearly do not understand what Trio means and provides. #thinktrio

    Response from the owner

    Patrick, nothing makes us happier than turning dreams of homeownership into reality. That’s what we want our customers and industry partners to think of when they think of Trio. Thanks for cheering us on!

    B

    Barbara Nails
    1

    Applied but required 2500$ in your savings had 2000. Could have easily added more but they flat out denied me. Didnt adk if I waadding more or anything. !!! Really!!!!

    Response from the owner

    Barbara, our system automatically denies applications that do not meet our minimum requirements as posted on our website. We understand mistakes happen, and so our notifications include steps to correct and/or update your application with us. Please contact us directly if you have additional questions.

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    FAQs

    • 1. How to Make Contact with Trio?

      You can make a phone call at +1 855-873-8746 or enter their official site and submit your application form.
    • 3. How Can I Apply for a Loan from Trio?

      To secure loans from Trio, you can submit your application form on their website or pay a visit to their office. You may need to drive your vehicle there when getting a title loan. Click here to learn more information about car title loans for bad credit.
    • 5. What Can I Do If I Could Not Repay My Loan?

      Defaulting on a loan can have a serious impact on your financial life. Make Contact with your lender when you have difficulty on the loan repayment.
    • 2. How Can I Get to Trio?

      You can find the store at 10900 NE 4th St #2300, Bellevue, WA 98004, United States. View maps and get your direction to Trio.
    • 4. Is Trio an Agency or a Lender?

      Trio is a Financial institution helping you deal with money worries. Check our site to get small personal loans for unexpected financial events.
    • 6. Does Trio Offer Loans for Bad Credit?

      Yes. You can still get loans with Trio even with bad credit. It is also available to get installment loans irrespective of your credit ratings on this page. You can also learn more about a personal installment loan through us!