Tom McMurray at Karbon Financial Old Ranch Pkwy, Seal Beach

Such an easy process. The website portal allows you upload all your documents without having to print them out. Tom and his staff communicated with me through every step of our re-finance.

Tom and rest of his team were Amazing! He was so patient always checked in with me until I was ready to finally apply for a loan. Helped me prep since before applying and called me himself for every update and even worked on my file on sundays! I know because he called and emailed for info needed! He explained everything and was just so great at communicating every little detail and step. I could go on and on but to keep it short Amazing covers it all.

Tom and his team did a great job on our home loan for an investment property. They explained everything clearly and helped us close early. We would highly recommend Tom and plan to use him for future purchases.

We could have not been more pleased with our experience with Tom and his team. They were professional, extremely helpful and answered all of our questions right away. They held our hand every step of the way and always made us feel like top priority. I have already recommended Tom to a few friends and will continue to do so!

I would HIGHLY recommend Tom McMurray at Karbon Financial. The entire process of refinancing was easy and fast with a great result. Tom was recommended to me by a friend and I would pass it on to anyone looking to refinance.

Tom McMurray was clear and was available to process the loan for my condo very efficiently. He and his staff responded quickly and kindly to all inquiries. As first time buyer, the lending process was a bit of a black hole, but it was made easy by Tom and his team at Guaranteed Rate. Additionally, they have the capabilities to process docs electronically and have portals for you to log in and check and read your docs at your convenience.

Tom was able to get me a great rate and help me obtain the loan with no hassle.

Tom McMurray and his staff at Guaranteed Rate are wonderful to work with on the involved and sometimes frustrating home mortgage process. Tom offers insights to his clients which assist them in making decisions that are best for their budgets and goals, even if this means the client may choose another company! That's professional and personal - and that's what we wanted in a mortgage broker.

I completely trust Tom and his team to lead me in the right direction - he has helped me out more than once, is organized and keeps me updated every step of the way. Tom is the only one I trust with my mortgage and refinancing needs. - Tom is my go to for anything and everything mortgage related and I truly appreciate that!

Tom was so responsive and helpful throughout the process. I highly recommend contacting him for your mortgage needs! Tom and his team are so wonderful!