Tim O'Leary at Guaranteed Rate (NMLS #316266) Bishop St, Honolulu

I was a first time home buyer in Hawaii and without much planning ahead, I decided to try to buy a condo (if I could qualify). And Tim made it happen for me! I am so grateful to have worked with Tim and his whole team. He worked diligently to make things happen quickly and was very professional but personable too. I highly recommend him to anyone considering purchasing a home even if you are not sure if you can qualify. Thank you Tim for making this dream a reality for me and my son. Many thanks and Aloha.

Tim and the team were very helpful and informative. Being a first time home buyer, going through the process from placing the house on escrow to closing went very smooth. Even with a few bumps I never felt lost, Tim and the team made sure i knew what was happening and provided constant updates so that i felt comfortable and safe. I definitely recommend him for first time home buyers, he is willing to help you and goes above and beyond to get you what you want!!

In the middle of the pandemic I bought my first condo. It was a stressful time and was made more so when I worked with another lender who did not pay attention to detail and kept needing to send me corrected documents. It is overwhelming in the best scenarios, so it was particularly difficult to not feel like I could trust her. Then, I was referred to Tim O'Leary and I had a totally different experience. He explained everything in detail, using videos, phone calls, texts, emails, and Zoom calls. I asked a ton of questions and he always responded quickly and with clear information. Tim truly felt like a trusted colleague, helping me understand the details of the biggest purchase of my life. I recommend him to anyone who is buying a home, and especially for those who are going through the process for the first time. He was patient, encouraging, and got me a terrific rate as a self-employed, first-time homebuyer.

Working with Tim was such an amazing and exciting journey. He is very personable and he takes the time to explain ever tiny detail. We weren’t worried throughout the entire process because he would always keep us updated and help us even on Sundays! There wasn’t a time we called him and he never returned our call. I will definitely work with Tim again, without a doubt. I’m so thankful to have met him and got to work with him. We are so blessed to become new home owners but we couldn’t have done it with out Tim! He pulled through for us and never failed us. We are so glad to have made an amazing friend through this process of buying our 1st home. Thank you so much Tim, I really appreciate you and all that you do.

I really owe the success of this entire transaction to Tim. He is truly the textbook definition of the consummate professional. Couple this with seasoned market savvy, administrative prowess and impeccable customer relations skills, I could not have hoped for a better agent to lead me through my first home buying experience. A home purchase can be a daunting task to say the least, but it was Tim's 'we're going to do this' mantra and unwavering support that pulled me through the process and allowed me to overcome my own intrinsic doubt and complete the tasks at hand. I would not hesitate to recommend Tim to anyone looking for someone to guide them through their journey to home ownership. THANK YOU SO MUCH TIM!! You really made it happen, and every time we open the front door to our new home you will be right there with us in our thoughts!

We had such an amazing time working with Tim! He helped us from start to finish and is always keeping us updated with the status about everything. We are so glad to have met Tim and become such good friends with him. He’s in this industry to help people and he always but other people first. He went over and beyond to help us get the place we wanted. When we do get another place he’ll be the first person that we call. We are so blessed and honored to have Tim on our side of the court. Thank you so much Tim for everything that you did for us. We truly truly appreciate you! We are grateful to have become new homeowners and make an amazing friend in the process. Thank you again Tim!

Tim O'Leary is the ultimate professional! I appreciate every opportunity I get to work with Tim and know when he is involved things get done. He is very prompt and efficient at keeping everyone informed and aware of each step in the loan process. Tim goes out of his way to make sure all involved feel comfortable with the process and understands the steps that are being taken. He works hard to make sure the client gets the best loan for their situation and that everything happens according to the timeline of the transaction. I always look forward to my next opportunity to work with Tim O'Leary!

Tim is an absolute rock star! As a first-time buyer using a VA loan, I was a bit worried and overwhelmed. Tim made himself available 24/7 and carefully walked me through each step of the process. If I decide it's time to purchase another house in O’ahu, Tim will undoubtedly be my first call. Put your trust in Tim; he will not let you down.

Tim gave us great guidance and direction from the start. He helped us ensure we were able to due this process and the best part of him and his team is their communication and calm demeanor. They kept us informed, they were ahead of any obstacle and ready to hurdle it and when it did get tight or close to deadlines, Tim's demeanor reassured us that we were going to be okay.

As a new real estate agent, Tim has been a tremendous help in answering all of my (and my clients') financing questions. He is extremely knowledgeable and quick to respond - I would definitely recommend Tim to any client looking for a mortgage.