The Penland Team at Legacy Mutual Mortgage Southwest Pkwy, Austin

Josh and his team continually impress me with their knowledge and execution. They are an excellent resource for me and my clients and frequently reach out to listing agents on our behalf, helping us win in multiple offer situations - even when we aren't the highest bidder. Similarly, I am confident and comforted when buyers submit a lender letter from Josh and Legacy Mutual, knowing they will overcome those inevitable obstacles and close on time. Wholeheartedly recommend them to my clients and yours.

We had a wonderful experience with Josh and the rest of the Penland Team! Communication was regular and thorough. Everything was fast and efficient. They really made the whole process very easy for us. Highly recommend!

After going through my personal bank for what I thought would be an easy home buying experience, I was in tears after my first offer and the lack of information and communication I received. It was overwhelming and not what I wanted when buying my first home. Thankfully, my realtor recommended Pat and the Penland team who were always one step ahead when it came to letting me know where we were in the loan process, what everything on the loan meant, and had multiple people on the team available when I had questions. Even after 3 weeks of being in the house, they are following up and keeping me in the loop on what to expect the first year in my new home.

Josh and his team are better than the best. They communicated with us every step of the way and were available for questions whenever we needed them. We have worked with other lenders and were constantly amazed at their level of organization, teamwork, and impeccable customer service.

Josh and his team were awesome by all accounts. Highly professional and always available with a ton of resources at your expense. They are thorough in their calculations and have excellent communication skills. They will find you the best rates- cannot bet that! We definitely recommend them to anybody. Nihat Polat and Laura Mahalingappa

Love this team! This is the second time we are using them and we definitely recommend them. They work in your favor, are quick to reply and are friendly, patient and helpful. We always felt they had our best interest in focus. Thank you Penland Team!

My husband & I recently purchased a home. Pat Odom & his assistant Perla Morales helped make this one of the smoothest closings I have ever been through. Pat’s knowledge of the mortgage business is amazing! He & Perla were professional in every way. They really stayed on top of things. When we needed to speak by email, text, or phone, they were always there to assist us in a short amount of time. That is a wonderful thing when you have concerns. When difficulties arose, they were always able to resolve the issues . They really worked hard to get us approved & allow us to move to our new home. A great big thanks to Pat Odem & Perla Morales! I would highly recommend Pat Odem & his team to anyone looking for an efficient, and honest mortgage person. Thank you. Pam Fieldcamp

The Penland Team is great to work with! They are easy to communicate and made the whole process very convenient for me. They are also very friendly to talk to and very knowledgeable on the information to help you make good decisions. Would recommend them to my friends and family.

Penland Team at Legacy Mutual are lifetime partners. I am so impressed by the customer service and professionalism of Penland team. Every time I speak to them they treat me as their most important customer right then and are always working to make things work. Really appreciate knowing I have them as a partner in the world of lending . . .

The Penland Team is by far the best Mortgage Team I have ever worked with. As a realtor I have had nearly 100 clients use them over the years and have used them twice for my personal properties. Alway top notch service and honesty that you can trust!