The McCulloch Mortgage Team Lake Air Dr, Waco

Charles had helped my wife and I throughout our two year, first home search. He was extremely communicative, knowledgeable and helpful with a ton of advice. We weren't exactly sure what to expect during the closing process, but we definitely didn't expect it to be as simple and quick as it was. Charles helped make ease the process to make the purchase as stress free as I imagine one can be when buying a new home. Would and will definitely use again for any future mortgage endeavors and would strongly encourage anyone else to do the same.

McCulloch is a pleasure to work with! From providing trainings to helping clients get funded to purchase home, they are awesome! I strongly recommend Amy! She builds relationships with her clients, walks them through the buying process, and is extremely knowledgeable!

Charles McCulloch and team have helped me with so many buyers. I don’t have an exact number but I venture to guess at least 80% of my buyers have used his services. I’ve also had several clients who have refinanced through him. Communication and continuity have been key in our working relationship. His staff is friendly and knowledgeable. When buyers are questioning who to use when purchasing I always tell them to give Charles a call. He will help get you to the closing table.

Absolute best mortgage experience I have had. Impressive performance and customer service throughout the entire process. Charles assured me day one that he would provide the most competitive mortgage and his team delivered, kept me up-to-date each step of the way, and saved me thousands! Look no further - go with Coach McCulloch and his phenomenal team!!!

After meeting Charles and his team and seeing how hard they strive to serve their families (not just “clients”) I was truly impressed l. Not only that but Charles is always looking for ways to improve himself and serve the real estate agents he comes in contact with. He he can’t take care of you, he’ll find someone who can!

I've known Charles for years, and he is a great guy to work with. He gives all of his clients his best effort and goes to whatever length possible to serve them with every resource that is available. I'd highly recommend anyone to have a conversation with him to see how he can serve you!

I was a first time homebuyer and Chalres McCulloch made this process a breeze. He was always there to answer questions and I knew exactly what was expected of me. Everything was done so quickly! Using Charles as my lender was the best decision, I definitely would recommend him to anyone for all their mortgage needs!

Charles and his team were AWESOME! Charles was easy to reach, answered all questions, and made the home loan process stress free. I recommend him if you are looking for a purchase or refinance loan.

I recently had a client that was working with an out of state lender. The contract was executed on 5/6 with a closing date on or before 6/14. The lender told us in early June that the appraisal would not be until the first week of August. My client moved over to The McCulloch Mortgage Team on 6/10 and we closed on 7/2.

Charles was easy to work with and good to his word. If anyone is looking for an honest Mortgage Loan Originator in Waco, he's the one. Thanks for all your help Charles:)