The Funding Store Broadway, Saratoga Springs

Six years ago we refinanced our mortgage with Ryan at The Funding Store. Everything was smooth in that transaction. When I decided to refinance again, Ryan was the go to guy! Again, everything went as smoothly as could be. From the very beginning he listed the needed paperwork, followed thru with the appraiser, got me a very low interest rate, and each step of the way kept me informed of what was happening. The closing was quick and painless and the money came thru as promised. If I had to do it all over again, I would definitely chose Ryan Phillips.

My wife and I had struggled for months trying to research & decide how to find the best ways to save money or get Loans to remodel our home. With work & kids & our busy life we just couldn’t decide what to do.. Ryan P at The Funding Store solved all of our problems . Just from our 1st conversation over the phone he was able to give us a clear idea on some options for us to Refinance at a low rate and save a ton of money . After that 1st conversation with Ryan , he had a #1 plan & a back up plan for us to start working on . . We were feeling confident & so happy that someone was able to explain to us what we didn’t understand over the previous 2 months . Ryan was confident & very knowledgeable & this made the whole process so easy. We refinanced our home at a lower rate, saved alot of money and Ryan got it all done in only 16 days. We highly recommend The Funding Store in Saratoga Springs , Ny and especially Ryan P ., if you need help navigating Refinancing your home. —David B

Gardner was great to work with. The whole mortgage process from application to closing was quick and easy on the purchase of my new home in Florida. I would highly recommend Gardner to anyone interested in purchasing or refinancing a home. A+++!!!

Ryan Phillips from the Funding Store LLC was a pleasure to work with. He kept me up to date every step of the way with my refinancing process. Ryan answered any questions or concerns I had immediately. He is fantastic, great communicator, so helpful and a joy to work with. I will certainly recommend your service.

When I decided to refinance my house after six months of purchase many banks/mortgage companies turned be down stating there is not enough equity and it's too early to refinance. The other problem was that I didn't have enough funds for the closing. Gardner Cumming from Funding Store didn't see that as a problem . Not only that he was able to lower my interest rate from 4.5% to 3.4% he helped me to refinance via FHA stream line that not strainful for the budget and is very affordable. Now I'm able to safe 360$ monthly on my mortgage payments. The refinance process this time was easy and painless and took only three weeks. I would definitely recommend Funding Store to my friends and family.

Gardner made our refinance incredibly simple! He was patient and did all of the hard work which we appreciated so much!

This is the 2nd time I've used Gardner Cummings for a mortgage. He made it a painless process. Started out with an estimate that included the best possible rate I'd seen after shopping several lenders. When my appraisal came back extremely low, he took it upon himself to find appropriate comparables and argue with bank for a second appraisal. He Navigated all hurdles in our path and had me closed within 30 days. Highly recommend using the funding store

Rick Sassone was so pleasant to work with. He worked so hard to get me the best possible rate, and he was always there to answer all my questions. He made my refinance experience feel like a walk in the park!

I worked with Gardner (The Funding Store) to refinance my home. He was very professional and efficient. He basically took care of everything and the process was very smooth. I highly recommend his services.

Working with the Funding Store and Ryan Phillips has been a very positive experience. He was very attentive and listened to what we wanted to achieve. Ryan kept us informed on the process and was always available to answer any questions. He made the process quick and easy. RYAN is definitely a pleasure to work with.