The Friendly Lender -- David Kutner Foothill Blvd, La Canada Flintridge

David Kutner has successfully helped us twice with our loans: one was for a refinance on an investment property and another was an investment loan on a property purchase. My sister recently went through the loan process for her first home with David too. David always followed up and kept us up to date on the status of our loans. When we encountered hurdles along the way David offered his professional advice and opinion on what he thinks is best for us. In the end, we were able to overcome the hurdles and successfully close on the property we wanted. He always took the time to explain and clarify questions we had. David is very professional, honest, and straightforward. His staff is also very hardworking. I highly recommend David Kutner for any loan matters.

We worked with David to get our first mortgage, getting pre-approval in September and closing in November of this year. We were connected with him by a coworker of mine, and from the first call, we were really appreciative of his candor. He answered so many of our questions, and went way beyond the call of duty, even when we were not even clients of his yet. We did look into other options initially, but it became clear that David was going to be our best option. He has a good eye for the market, he works fast, and he is almost always available. Thanks for all the help!!!

My family has worked with David several times on getting a mortgage. Buying a home is quite a process and David's the best person to have in your corner as you navigate the complexities of securing a lender and closing on your home. He's clear, efficient, and supportive; always a phone call away, on any day of the week and always checks in to make sure you're kept up to date. Thanks, David!

Demonstrating professionalism and honesty rarely seen today, David recommended I use another lender because they could give me a better rate on my loan. I don’t write many reviews, but I wanted to let everyone know how wonderful David is to work with. My wife and I began looking to buy a home and I asked around to see if anyone I knew had any suggestions for a loan broker. David Kutner was immediately recommended by one of my coworkers, who said that he and his mother-in-law had used him and were exceedingly satisfied with his work. I don’t know if you know how profoundly difficult it has been in 2021 to buy a home, but David was very encouraging and accommodating throughout the process. He wrote proof of funds letters for us when we put offers in on houses. When we finally got an offer accepted, David started the necessary paperwork. My wife and I shopped around to see what rate we could get and found a lender that appeared to offer a better rate than what David could get us. I contacted David and asked him if it was at all possible that he could match the rate. David instructed me to send him the paperwork so he could look over the other lender’s paperwork to determine if everything looked legitimate. David promptly called me back and informed me that he thought we should go with the other lender as he was unable to match the other lender’s rate. If you want a diligent, helpful, honest, and friendly mortgage broker, you should call David Kutner. I will definitely be calling him for my future loan needs. Thank you, David!

Working with David Kutner was amazing. I was a first time homebuyer and had never been through the process before, but David helped me through the entire process and was there for me if I ever had any questions. I had been working with two separate lenders previously to try to get a loan for my first house, and both either wouldn't or couldn't meet my needs. I was referred to David by my real estate agent, and David not only was much more of a pleasure to work with, but he was also able to cut my closing costs in half and he got my monthly payments a couple hundred dollars lower than the previous lenders. He really worked his magic and I am so grateful that he did. Even though he is based in southern California, the home I purchased was in northern California, so if you aren't in his immediate area, still give David a try. You will not regret it. I have been referring ALL of my friends and family to him since I was so happy with the results of my loan and the care David took in making sure I was getting a good deal. Thanks a ton David!

David is an excellent mortgage broker! Because of him and his team, I have successfully refinanced which is now translating into significant monthly savings. I absolutely recommend David to anyone with total confidence -- he got me the lowest rates/costs of anyone after interviewing about 7-8 other broker/lenders; he is extremely good at explaining difficult concepts and provides honest answers; he is transparent about one's options and gives a balanced rational analysis; his transaction team is very good and reliable; and he is very responsive -- he was always available to speak whenever I called with questions. I think David is a great match for clients who may be more detail-oriented, who ask questions, and who seek articulate explanations for why something is the way it is. Not only did I get a great refinance done but I also learned quite a bit about the mortgage process and how it works because of him. Thanks David and team! You were fantastic and I truly appreciated everything you did for me, thank you. I look forward to working together again in the future.

Outstanding Mortgage Broker. I’m a Los Angeles based realtor and had the pleasure of working with David on a recent purchase transaction. This was not an easy sale and took quite a bit of time, yet David's extensive knowledge and experience is what guided this lengthy transaction to a smooth and successful close. In this fast paced and unpredictable business, it is so refreshing to find a lender that is honest, patient, communicative and downright friendly. He was so reassuring that both myself and the buyer’s never thought twice that the loan portion, often the most difficult portion of a deal, was sound, tended to and ready to go when needed. David was always positive, high energy and willing to assist. I highly recommend him to anyone looking to buy, invest or refinance, he is a rare find – a gem. Audrey Morguess

To put it simply - David is the best in the business. He stands in a league of his own for many reasons, but most importantly for his genuine care for his clients. In the modern era, where everything is based on technology, speed, and profit, David shines by putting the customer first. I first met David in 2008, but due to many factors, didn't close on a property in California until 2017. Despite that, David continued to advise me over those years by patiently answering all of my questions and guiding me through the process of finding, negotiating, and buying a home. I really couldn't have done it without him. In 2020, David also handled my refinance so I could save money on my monthly payment. He stayed on top of rates on an almost daily basis to ensure he could get me the best price. He made the closing process easy and smooth, providing daily updates and answering questions. When it came time to sign the documents, he came by with a bottle of wine and made sure everything was in order - a real class act! I would strongly recommend David to anyone looking to buy a property, and I take every opportunity to evangelize his services to family, friends, and colleagues. I really can't imagine a better mortgage loan experience (unless maybe I won the lottery and could buy all cash!). Thank you, David.

David is so helpful and knowledgeable. I wasn’t sure how to go about qualifying for a mortgage, but thanks to David I’m writing this review from my new house! Thank you so much for making the home owning dream a reality.

Hire David! He handled our loan process amazingly. Not only was he extremely good at communicating to my husband and I about the loan process, things to expect, etc., he also made the process less stressful. Who thought that was even possible?! We're so glad we went with David. You definitely get what you pay for. He offers superb service, is very knowledgeable about what he does, and goes the extra mile to make sure you truly understand the process and are comfortable. He is also very responsive. Every time we needed an offer letter (and it was pretty of often), the turnaround process between requesting and receiving it from David was usually within a day or so. When you're putting an offer on a home, sometimes you need to get the offer in ASAP and David always got us our offer letter when we needed it or sooner. He also has a real estate license so he's familiar with the other side of the home purchase as well. This was helpful and he offered insight on what to expect from the other end during our home purchasing process. David truly cares about his clients and we truly felt that. Our loan process went smoothly and both our agent and the seller's agent commented on how great David was as well.