Team Silva Mortgage N Canyons Pkwy, Livermore

Mike and his team were AMAZING! They were so patient and kind during the entire home buying process. Their communication was personalized and friendly, truly 5 star treatment as soon as I started working with them from day 1. I had heard from people that the process was going to be painful, but I had 0 issues with Mike's team, everything was smooth sailing and absolutely stress free. I would recommend Cross Country to anyone.

Mike and his team recently helped my son secure a mortgage on his first home. Mike was terrific in locking in a good rate as the rates started to climb. Buying a house in 2022 involves a tremendous amount of paperwork, and Ashley was phenomenal (and very patient!) in making sure everything was submitted properly and timely. Escrow closed in an amazingly short period of time---17 days--without a glitch. We highly recommend this professional and efficient team.

Mike and his team made our recent home purchase experience a great one! They were all professional, courteous, responsive, helpful, and quick to answer any questions we had. They were able to handle several different issues that came up during the process and find solutions for all of them. The team was able to keep our application moving forward and close the loan within the timeline. I couldn’t be happier with the service we received and highly recommend Mike Silva and his team!

I was in a very tough situation and needed a refinance that had a lot of moving parts and challenges. On top of all of that it needed to be done in 3 weeks. Mike and his team were absolutely amazing! Not only did they accept the challenge, they hit it out of the ballpark! My loan was approved and ready to close in less than three weeks. They also were able to lower my rate and payment so that I will save me thousands each month. It was the most smooth and efficient loan process I have ever seen. Mike, Ashley and the whole team are the best in the business and I would highly recommend them to anyone looking for a Home loan.

EXCELLENT SERVICE & AMAZING EXPERIENCE This is absolutely the best lender I’ve ever worked with. Besides getting a great interest rate, I had the most amazing team helping me throughout the entire process. I appreciated how Mike and Ashley were always so helpful and quick to respond. Without question the best team I have had the pleasure to work with!

Mike and his team is always professional and excellent to work with. Mike cares about his clients and have always given me sound advise. I do highly recommend talking to Mike and his team.

Mike Silva and team are AMAZING!! They were extremely professional and attentive to our questions and responsive to emails and phone calls. They helped us close on our new home in record time! Mike’s knowledge made the process faster and smoother. I was the easiest and best loan experience we have had! We appreciate all that Mike and his team did for us.

I highly recommend Mike Silva and his team if you are looing for a home mortgage or refinance! We have worked with Mike for both our initial home loan and later a refinance as rates dropped. As first time buyers Mike made the process extremely easy and him or his team were always available for any questions we had. The refinance was even easier, with a seamless online paperwork portal and constant helpful updates from the team. Our refinance finished ahead of schedule with a better rate than originally planned!

Michael’s team at Cross Country Mortgage are great and so easy to work with. The loan process was quick as I did not need to submit tons of paperwork. Michael and his team were always available by phone, email and text. The response time on all communications was fast. I highly recommend this company for all your mortgage needs. Cross Country Mortgage is fantastic!

Mike and his team are excellent! I was a first time buyer and Mike was very helpful and patient in guiding me through the whole process. Also, he provided many loan options so that we could find a loan that enabled us to buy a house without needing 20% downpayment. At the same time, the interest rate was also good. Excellent customer service!