Tampa Bay Home Mortgage Cleveland St, Clearwater

Ernie, business owner, has been a huge blessing during my home refinance process! I contacted many big banks and choose to work with Ernie and I am very glad I did. Ernie was able to lock down the best rate AND lowest closing costs possible! That other bank with the Horse drawn carriage as their logo had me paying double the amount of closing cost! Ernie was basically available 24/7 and replied to emails and messages on weekends! We were able to close within 3 weeks and have the funds in my bank account. The signing process was so simple, someone came to my house and it was all digital on an iPad! I have since recommended Tampa Bay Home Mortgage to multiple friends who are in the process of buying or refinancing. Can't go wrong with them!

Ernie and his team helped my husband and myself tremendously with a re-finance of our home in order to finance an adoption. Ernie guided us through the whole process from application, to choosing the interest rate and loan amounts that made sense for our needs, to making sure closing went well. He was always available for questions and communicated quickly. We are thankful for his help and assistance.

I called Ernie one day out of the blue. I had some questions about my escrow account with my prior mortgage company. He took time out of his day to answer my questions and explained my options. I gave Ernie a call a couple days later and asked if he could refinance my mortgage and that begun our journey. Ernie will jump through leaps and bounds for you and explain things to you every step of the way. He had plenty of hurdles to go through with my situation. When it was said and done Ernie had blew my expectations big time. I was happy to just get out of my escrow, but had no clue I would have a nice lump sum and bills payed off!! Ernie gave me and my family a fresh start and I can’t thank him enough. If your looking for a good mortgage company look no further then Tampa Bay Home Mortgage , With Ernie Serrano. Thanks again Ernie for everything really appreciate it! Benjamin Nichols.

Mr. Ernie spent so many hours guiding me through a loan that he is not even selling to me. He told me what to look for and explained all the small details that the banker failed to do so. He also guided me on how many points to buy and helped me get to the best option given my future goals. Very professional. I highly recommend him and will definitely use him for my future mortgage loans as well as a realtor for my future purchases.

Ernie was amazing to work with he took us step by step throughout the process and answered questionsinstantaneously. Ernie's patience, attention to detail and ability to get us a great as the interest rates start climbing was impressive- plus he now has an implacable team that to back him up.

Few companies likes Ernie ‘s company make u feel special and important. He found me a great rate, all the time explain to me the best choices of my needs and made me feel confident of my choices because he explained in detail, to buy a house with Ernie its so easy !!! I recommend him forever!!!!e excellent service!!

Refinancing went much faster and much smoother than I imagined was possible. The money I received was much higher than anticipated and the cost of the monthly payment was less than the payments for the 2 loans this refinancing absorbed. Stumbling upon Ernie Serrano and Tampa Bay Home Mortgage through internet searching was a true stroke of great luck.

Working with Ernie on my refinance was a phenomenal experience from beginning to end. I had been through refinancing a few times before, but Ernie took the time to explain every step and detail. Whether it’s your first refinance or not, you can trust that he will be responsive and make sure you’re comfortable with every step of the process. I highly recommend him!

Ernie was fantastic. Within hours of reaching out to him, he called to chat about what we were looking for and get the ball rolling. He was extremely responsive, keeping us in the loop at all times and always available to answer my questions. The process was incredibly quick and easy--he made it simple to provide documentation we needed and we were able to close within 3 weeks of first contacting him. It was totally stress-free, from start to finish. I cannot recommend Ernie enough!

Ernie provided my wife and I the most thorough and informative experience as our loan officer! He made himself available whenever we had questions and when our first offer fell through (at no fault of Ernie) he helped us pivot extremely quickly to eventually find our DREAM home and get financing secured! We are so grateful we were able to work with Ernie during our home buying process. Whether you are first time home buyers like we were or selling your 3rd-4th home, I have no doubt Ernie high level of service will make a huge difference in your home buying process!