Summit Home Loans N Main St, Kaysville

Summit came along as a result of my go-to lender letting me down. I have bought and own several rental properties and have been through many loan applications over the years. Summit's process was a much more convenient process. I felt like they were servicing a client and not just originating a loan. Very professional the entire way! I plan on using Summit for all future loans as well as recommending them to friends and family! Thanks Summit!

We had an excellent experience with Kyle and his team. Kyle was able to significantly beat an offer from another very well-respected broker in the area. He saved us $700 per year by locking us in at a quarter percentage point lower in interest rate than the other broker had offered us. In addition to his money-savings business model, Kyle went to great lengths to make himself available to us at all times of the day (often well after work hours). As first-time home buyers, we were especially grateful for the way he patiently walked us through answers to questions that were sometimes ignorant if not downright stupid. I never got the impression that Kyle and his team were trying to squeeze money out of us. To the contrary, it was my impression that his business model is basically bring down the costs for consumers as much as possible and let the savings do the talking. If you speak with him, you'll notice how confident he is in this business model - he'll openly invite you to shop around because he knows that his offer will beat his competitors. I would highly recommend contacting Kyle and his team, if for nothing else than to receive a second offer. Chances are he'll beat your current offer, and it only takes a minute to find out.

Dillan has been extremely helpful throughout both the purchasing and the refinancing of our home. He has helped several members of my family get into their homes and has made the whole experience pain free. Would recommend Summit Home Loans to everyone, regardless the situation. I expect to have a long future as a client here.

Working with Summit was such an easy process and experience! Helpful people and fast service all around!

If you're getting a home loan and you're not using Summit Home Loans to do it than what are you even doing? Is it that you hate money or that you hate having peace of mind? We contacted Summit last year when we were buying our home and they took care of everything. They even went out of their way to work around our schedule and have someone come down to where we live to meet with us and sign all the papers. Buying a house is already stressful enough, just call these guys up and they do all the work and wind up saving you time and money.

Brayden Chilcote is wonderful to work with. I really appreciate his high level of honesty and integrity.

Mortgage Adam was awesome! He was definitely there to help us and walked us through every step! He made sure that we got the best rate and that we understood everything. Adam made refinancing easy and no stress. Highly recommend Adam West and Summit Home Loans for refinancing or any other loan needs!

Summit offers the best rates I have seen! And are very helpful with answering questions, thanks Ladd!

Super happy I went through summit home loans, Ridge was outstanding made the process super easy thanks again.

I walked in not expecting much, but Dillan put me right at ease. Within about 10 minutes, he showed me that he could refinance my VA loan with virtually no costs to me, and lower my monthly payment by $200. I did have to put down about $600. Refinancing a home takes some time, but the staff at Summit has been super proactive in reaching out to me and walking me through the process. They took care of everything, all I've had to do is show my payment history, proof that I have a job, and sign the final mortgage paperwork. Would definitely recommend to anyone with a home!