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Straits Area Federal Credit Union Locust St, Cheboygan

3.4
(10)Loan Agency
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201 Locust St, Cheboygan, MI 49721

(231) 627-3145

https://www.mi-safcu.org/

  • Saturday9AM–12PM
  • SundayClosed
  • Monday9AM–5PM
  • Tuesday9AM–5PM
  • Wednesday9AM–5PM
  • Thursday9AM–5PM
  • Friday9AM–5PM
CLOSED
    Straits Area Federal Credit Union 01
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    Services

    • 24 Hour Telephone Access
    • ATM Cards
    • Auto Loans
    • Checking
    • Credit Cards
    • Debit Cards
    • Debt Consolidation
    • Mortgages
    • Online Banking
    • Savings

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    Personal Loans Near Me In Cheboygan of Michigan(MI)

    Loan Amount

    $1000
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    • Bad Credit OK

    • Easy Requirements

    • Instant Funding

    • High Approval Rates

    • Bank-Level Security Encryption

    • Reputable Lender Network

    Reviews

    3.4/5.010 Reviews

    K

    Kalen Searles
    5

    Professional staff from Loan officers to Bank tellers. All staff have been quite helpful and informative through my few years of service. Normal hours of operation for a bank. Easy to manage Mobile banking system. Zero complaints.

    M

    Mrs. Bobo
    1

    Nothing but problems 100% of the time. That's why I left this bank years ago! They wanted my dead father to sign off an account we shared to close it. 🧐🙄 Calcite credit union is SOOOOOOO MUCH BETTER!!!!

    A

    A N
    3

    Fully staffed it seems but no one cares to welcome you upon entrance. I hear they provide loans with good rates so I’m going to stay with them but minimally. I hope it’s not a cause from bad leadership because tellers just don’t seem happy in general, hope not.

    Response from the owner

    We're sorry to hear you had a bad experience. We would like to gather additional details to be able to do better next time. Will you please contact us through the link below, under Submit Comments/Concerns so we can take the proper training steps to better serve you and our membership. Thank you. https://mi-safcu.org/location/branches/

    W

    William Rogers
    2

    Always slow due to "unexpected" staffing problems thanks to covid, but that's been a year and a half. If you don't know about your staffing needs after a year and a half, when will you? But what pushed me over the edge is that they refused to send my car payment to the car finance company- twice- and didn't warn me about it. I think I managed to catch it before I got a late fee and destroyed my credit rating, but not happy. Look, guys, I know I don't matter. Nobody has any reason to care about me. But if you want to make money off me you ought to at least try to fake it.

    K

    Kate Brand
    5

    Love this local bank! I have only ever had great service here, and yes, they keep typical banking hours and practices, but that is to be expected. They are a bank! Very friendly and helpful staff, happy to help, have had several loans through them, and enjoy the flexible repayment terms, and low interest rates when you have good credit. Easy online banking options, as well as in person help. Highly recommend.

    M

    Martina Dupertuis
    1

    So your hours are Monday through Friday 9-5, Saturday 9-12. Can't come in Monday through Friday to open an account since I have a normal job, and can't open an account Saturday because you "don't do that on Saturday's". Talk about terrible availability especially for people who work. You'll never get my business again.

    M

    Michelle Hingston
    5

    I have banked here for a long time. The employees are outstanding, and I feel like part of a family when I bank here...not a number. It's a nice bank.

    H

    Heather Ditta
    5

    They have very easy online banking, and you can do everything from your phone. They also are very easy to work with in person. They have went above and beyond for me. Thank you SAFCU 5 ⭐️'s from me

    M

    Martina Dupertuis
    1

    The worst credit union in town. Terrible policies and ALWAYS understaffed with long lines and waits.

    H

    Harold Watts Jr
    1

    There 24hr phone service to find out your account balance works one day and it doesn't here it is Sunday trying to figure out what I have and I can't so much for there 24hr phone service 😠 maybe I need a new bank

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    FAQs

    • 1. How to Contact Straits Area Federal Credit Union?

      You can call them at (231) 627-3145 or enter their official site and submit the request form.
    • 3. What Types of Services Are Offered at Straits Area Federal Credit Union?

      You may be able to get the following services from Straits Area Federal Credit Union. '
      • 24 Hour Telephone Access
      • ATM Cards
      • Auto Loans
      • Checking
      • Credit Cards
      ' You Can find some useful info about instant payday loans through our platform.
    • 5. Is Straits Area Federal Credit Union an Agency or a Lender?

      Straits Area Federal Credit Union is a Federal credit union offering you various types of loan options. You can also get low interest rate personal loans for financial emergency fund through our platform.
    • 2. Where Is Straits Area Federal Credit Union?

      You can find this company at 201 Locust St, Cheboygan, MI 49721. Use a Maps app to show routes to Straits Area Federal Credit Union.
    • 4. How Can I Request a Loan from Straits Area Federal Credit Union?

      To get loans from Straits Area Federal Credit Union, you can submit the request form on their website or pay a visit to their office. You may be asked to drive your car there when getting a title loan. Explore our site to get further info about vehicle title loans.
    • 6. What Should I Do When I Am Unable to Repay My Loan?

      Failure to repay a loan can have negative effect on your creditworthiness. Contact your lender if you can not make a loan repayment.
    • 7. Does Straits Area Federal Credit Union Offer Loans for Bad Credit?

      Yes. You can expect to get loans with Straits Area Federal Credit Union even with poor credit. It is also available to get personal installment loans with poor credit through our platform.