Steve Howard - Guardian Mortgage N 40th St, Phoenix

Steve is my go to person for all my mortgages needs. He is efficient and have never encountered any issues - the whole process always runs smooth. Thank you for your help with all my loans. Steve is professional and efficient. I highly recommend Steve whether you are first time buyers or refinancing your home.

Working with Steve Howard at Guardian Mortgage was an amazing experience. I actually worked with Steve in the past on the purchase of my first home and decided to call on him again when I wanted to refinance. Steve truly is amazing. He is helpful, understanding, knowledgeable and professional. He always responds promptly and answers all the questions I have. My refinance process was easy because of Steve. I will always recommend him to anyone in the market and always plan to utilize him for my needs in the future. Thanks Steve, for being as amazing as you are. You are great at what you do and because of it, I have reaped the benefits multiple times.

Steve Howard-Guardian Mortgage Crew are the Best they will look the best options for you on how to refinance your house or get a mortgage loan,to buy a new house 🏠. I recommend them 100%. For your next reference or new loan on house purchase. I will explain it in one word they are the BEST. Speciali Steve he Knows what is doing he's a The Bst just a PRO....👌🏾

Steve was On top of the entire process and kept me informed at every step. He helped to move the process along very quickly. I was very pleased overall and would recommend Steve to anyone that needs a mortgage.

From contacting Steve to closing on our refinance took less than 4 weeks--could have been even faster if I did my parts with more haste. Steve answered every question promptly and with clarity. Never refinanced a home loan before, but I know that Steve and his team set the bar HIGH. Simply supply the documents, answer some questions, sign some documents and a BAM! Refinance. Steve and his team literally do everything else. Thank you so much for your efforts and your service! Couldn't imagine a better experience.

I've worked with Steve for the past 7 years. He has successfully completed 5 loans for me, 3 for my sister, & I've sent him at least a dozen purchase real estate transactions. He always closes on time & has a very organized process & great control with his underwriting/funding team. I feel very comfortable referring Steve & have enjoyed his professional style.

Steve Howard is professional and friendly, but what is more important is that he knows his business and he is persistent in searching out the best way to finance your mortgage. I used Steve and his team for both my initial mortgage and my refinance (twice). I was pleased with every person who worked with me; I highly recommend Steve and his team.

Our refi with Steve Howard at Guardian Mortgage was effortless and amazingly fast! He kept us updated very frequently, so that we knew exactly what was going on at all times with our loan progress. The experience was the best we have ever taken part in. We would highly recommend Steve and Guardian Mortgage. Great communication from all, making it amazingly simple! Thank you Steve and your team was awesome!

Working with Steve and the team at Guardian Mortgage was easy and seamless. We felt that they were able to offer the best deal possible. Their communication was timely and kept us informed throughout each stage of the process. The website made it easy to upload necessary documents. Overall, it was a great experience working with them. I would definitely recommend them!

We recently used Steve Howard to refinance our house, and he was awesome. Steve is a pure professional and was very responsive throughout the process. We will definitely be recommending him to others in the future.