Steve Herndon Loans - American Pacific Mortgage 2nd St, Santa Rosa

This was my first time buying a home and Steve was very knowledgeable and helpful throughout the entire process. I always felt confident and informed. I’m a partner at a large corporation and Steve went the extra mile to make sure there were no issues with my loan before it got to underwriting. Highly recommend!

There is no comparison in meeting and working with someone who has your best interest at heart. I spoke with 2 other potential lenders prior to speaking with Steve, I immediately felt comfortable and decided to have Steve work with me. He took charge, kept me informed about everything and our re-fi was complete in what felt like an incredibly short amount of time. I wholeheartedly recommend Steve and will refer anyone to utilize Steve and American Pacific Mortgage.

Working with Steve was a real pleasure. He made me and my Wife at ease, this being our first home purchase, and explained everything about the process thoroughly. He was always quick to respond to phone, email or text and always made himself available to talk whenever we had questions or concerns. He kept us well informed throughout the process and got us a great loan! You would be wise to seek him out for your next Mortgage.

Steve has assisted us in refinancing our home three different times, each time securing a lower interest rate for us. He responds quickly to emails and phone calls, helps us to understand processes and documents, and demonstrates a high level of integrity. Steve Herndon is a true professional. I highly recommend him if you are considering a real estate loan.

Refinancing through Steve was incredibly fast, relatively painless, and he secured an unbelievably low rate. He smoothed out some rough spots without a hitch, backing us up every step of the way. Always available and reassuring, we felt supported by his expertise and attentive professionalism. We highly recommend trusting this daunting process to Steve Herndon.

I've worked with Steve on two home purchases and definitely recommend. He is very knowledgeable and thoroughly explained each step of the approval process. He was also very transparent about the different loans available and helped us find the exact one to fit our needs.

Steve did a great job and was on top of every step throughout the entire loan process, from the initial interview and loan application all the way to the funding and close of escrow, he and his team at American Pacific Mortgage were just outstanding! We highly recommend his professionalism and expertise.

An extremely good experience working with Steve Herndon. He is extremely knowledgeable and directs you smoothly through the loan application process. My refinance loan was done quickly, efficiently, and was explained thoroughly at each step. Thank you Steve Herndon.

Steve is an experienced mortgage broker whom I've used and consulted with for 15 years. Steve has handled a number of my personal loans and refi's in addition to clients of mine.

Steve Herndon and American Pacific Mortgage worked with my wife and I to achieve the American dream. We had a specific situation and Steve worked with is every step of the way. We went into the whole situation not confident we'd be able to pull it off and Steve made it happen! We were met with honest diplomacy, explanation every step of the way and what little jargon was used was defined in a way that I, not having any prior experience, was able to clearly understand what was going on. I can't thank him and APM enough for making the home buying experience virtually painless. Thanks Steve!