St. Cloud Mortgage, Inc. 25th Ave S, St Cloud
606 25th Ave S #101, St Cloud, MN 56301, United States
http://stcloudmortgage.com/
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Reviews
C
Thanks so much for doing such an amazing job guiding me thru my first time homebuyers loan..Sorry it took longer than expected on my end to get all the docs back.. Hands down great experience.
R
John L was very helpful and professional throughout the entire home buying process. I am a first time home buyer and I had alot of questions, he was available to answer my questions anytime I called. I would highly recommend Saint Cloud Mortgage.
Thank you Royann for the great review! Glad we could help out!!
T
Worked with Corey Eckstrand through St.Cloud mortgage for my purchasing not one but three separate homes in the last six years. Always straight forward and hard working. Never has a complaint with anyone who works in that office. Hats off to them all as they will work hard for current and future clients.
Thank you Tony for the great review!! Glad we could help out!!
m
They made buying a house a breeze! I worked with Justin and he was absolutely phenomenal. The communication was great! Everything went extremely smooth and I had bought and moved into my house within 2 months. 5 stars and I would recommend them to anyone and everyone.
Thank you Mike for the great review!! Glad we could help out!!
E
Corey and Justin, at St. Cloud Mortgage, were able to get my loan approved when others said it was never going to happen. I stumbled across St. Cloud Mortgage one day when I was not planning on meeting with anyone regarding my mortgage dilemma. I was in the building taking care of other business where St. Cloud mortgage was located, and I happen to walk by the office. I stuck my head in to see if anybody was available. I was greeted by Corey and he was more than happy to make time for me. He welcomed me into his office. I estimate that we spent at least an hour talking about my set of circumstances and how he thought we should approach my unique loan needs. I explained to Corey that I wanted to combine my first and second mortgages into one new loan. I remember him saying he was not able to promise that my loan would be a sure thing. However, he assured me that one way or another he believed it could get done. I was honestly surprised that someone who did not know me would take such an interest in a difficult situation such as mine. Corey had given me hope to improve my financial situation, when all others told me I needed to continue down a path of mortgage misery. As with anything, communication is important. Corey and Justin were excellent at explaining to me all the possible options of my unique situation. We were able to call, text, email whatever information we needed to look at or discuss in a timely fashion. They were able to gain my trust and respect from start to finish. It was a long process, but in the end, we got the successful results they worked for. I really appreciated the fact that St. Cloud Mortgage is a local company that took the time to listen and work with me. Getting a mortgage can be a complicated and frustrating process. The rules and guidelines are constantly changing. However, that doesn’t mean you need to suffer through it alone. Corey and Justin where there for my wife and I every step of the way. St. Cloud Mortgage has more than just financing; They have the tools, the people, and the experience to help walk anyone through the process. They take into consideration clients specific needs and can think outside the box. I will forever be thankful for Corey, Justin, and St. Cloud Mortgage for what they were able to accomplish by taking my bad mortgage and transforming it into the best mortgage for me, my family, and my financial future.
Eric and Tina!! Thank you for the opportunity to earn your business! We found a way and got it done! I know it was a process, but we are sooo glad to get you out of that bad mortgage and into something that had a low fixed rate!! Justin Schaefer, President
R
This is the worst mortgage company ever! We are supposed to be closing on our new house today (after our first closing got pushed back 2weeks), but because of the incompetence of the underwriter at St Cloud Mortgage (the lender of the buyer of the house we’re selling) here we sit in a hotel room in limbo! If you are looking for a lender DO NOT USE St Cloud Mortgage! If you are selling and your buyer has a pre approval through St Could Mortgage, strongly encourage them to get pre approved somewhere else!
Hello Raven... We understand your frustration, but we are not your mortgage company, we represent the buyer on this transaction. The underwriters don't work for us, they work for the lender as we are a mortgage broker. We are subject to their timeline. The realtors should be able to explain the circumstances that are allowed to be disclosed to you about the buyers transaction. There was a delay on the buyers side as has been communicated as soon as issues came up. The delay is not due to incompetence, it is due to the saturation and the long turn times in the market currently due to COVID, rates being so low, and the refinance market up over 100% from this time last year. All in all it was a smooth process and we have communicated updates to all realtors involved. There is no reason your sale will not happen as we have communicated to the realtors. We are cleared for closing, just waiting for the final Closing Disclosure to be issued to start the 3-day clock before closing. This is one last compliance item and we will be at the finish line. Thank you for your patience, and please understand, it is not a lack of service, but a reflection of the market we are in. Feel free to contact me directly if you have questions or concerns that you feel are not being addressed. Justin Schaefer, President, St. Cloud Mortgage, Inc. (320)260-7576
E
I used them to refinance my home mortgage a few years ago and had a great experience! They made the process very easy on me and kept me up to date on the progress. They were able to reduce my monthly payments without having to put money down. I had a problem with my loan company a year later and they handled everything and got my money refunded to me that I was being over charged. I can't speak highly enough and have already recommended them to friends and will continue to do so.
Thank you Erica for your review!! It was great working with you as well! I am glad we could help with any questions or concerns you had not only during the process, but after as well. Always call with any questions or concerns, we are here to help. Thank you for the great review, appreciate you!! Justin Schaefer, President
C
After talking with other companies and not getting any help with purchasing our first home, a friend recommended St Cloud Mortgage and they made things possible! Every person I dealt with there was so helpful and we always had good communication.
Thank you Cassandra for the great review!! Glad we could help out!!
B
Corey and the whole team at St. Cloud Mortgage are outstanding. Corey was very knowledgeable and after being turned down by 3 banks, he looked into our situation deeper and ultimately led us to be homeowners. Everyone was very timely in responding to emails and phone calls, and always explained in detail what needed to be done. I highly recommend Corey and his team at St. Cloud Mortgage. They made our dreams a reality!
Thank you Brittany for your kind words!! We always want to help everyone find their path to home ownership. I know it took a lot of work and research, but we did it, congratulations!! You were also great to work with!! Thank you again for the review, appreciate you!! Justin Schaefer, President
T
The buyers of my house are using St Cloud Mortgage and the original closing was Friday at 10am. It is now 1:20pm on Monday and there is no word on when they will get their paperwork done. I am all done with mine but can't move into my new home until the funds are taken care of. Not only did I take off work today but other family members did as well to help with the move. I should have known at least a week ago if the closing date and time didn't work. Completely unacceptable. Very poor service.
Hello Tammy... We do appreciate your feedback and I know this was a long time ago. Even though you were not our customer, we want to make sure everyone has a good experience with home ownership. In protection of our customers and lack on knowledge to what was being communicated to you by the realtors, we can not disclose the buyer's circumstances that lead up to your experience. I would hope you would want the same privacy if you were on the buyer's side. I hope this all was resolved and you were able to sell. Justin Schaefer, President
Personal loan Providers Nearby in St Cloud
FAQs
1. How Can I Get Related With St. Cloud Mortgage, Inc.?
In order to get in touch with them for loans, you can dial this phone number +1 320-260-7576, or you can direclty select loans online. If you need any loans like personal loans, you can click this place, which will be more efficient.3. What Services Can I Get from St. Cloud Mortgage, Inc.?
St. Cloud Mortgage, Inc. also provides these kind of loans shown as '- Mortgage loan application assistance
- Mortgage refinancing assistance
- Conforming Loans
- Fha Loan
- Fha Loan Programs
5. Is St. Cloud Mortgage, Inc. an Agency? Or a Lender?
St. Cloud Mortgage, Inc. is a Mortgage broker. Or you can directly find CocoLoan, which is an online lending broker, can help you establish connections with 100+ lenders to get miscellaneous loans like installment loans for bad credit with quick funds.
2. How Can I Find St. Cloud Mortgage, Inc.?
St. Cloud Mortgage, Inc. is located at 606 25th Ave S #101, St Cloud, MN 56301, United States. If you wan to visit them on the spot, just use the map to locate a way to get there.4. How Can I Take Out a Loan at St. Cloud Mortgage, Inc.?
The quickest way is to use their website's online form. For your need of payday loans online, simply visit our website to discover more details.6. What If I Cannot Repay My Loan?
The best way is to negotiate with your lender at first and find out a solution for both parties.7. Can St. Cloud Mortgage, Inc. Provide Guaranteed Title Loans?
Sure. You can get title loans from CocoLoan.