Semper Home Loans, Inc Dupont Dr, Providence

- Communications from everyone was quick and on point. - This was our first time using an online lender. But the experience have been very smooth. - Our loan was closed 8 days earlier than initial estimate, so another pleasant surprise there. - I would recommend this lender to family and friends.

Refinanced my loan with them and the process could not have been easier! They have an App where you upload all the documents and that's it. Great company, highly recommended

Great team to work with. Very patient & answered all my questions clearly. The online portal was very easy to navigate and kept everything organized. Daniel Chandler Fogg made the refinance experience very painless. Thanks again!

They offered a competitive interest rate and an easy and trouble free loan process. Highly recommended.

Semper Home loans out of Cranston. Do not work with them. I advise you to go with some other team or lender. they are not professional at all. Theses people gave us the run around for months! This guy that we worked with. His name is Bruce Allan Moran. His boss is David Delbonos. this company pre approved us for our first loan and house... Low balled us. told us around 280.000 was the highest we could go. We just got pre approved again for 325.000. we were looking for months.Allthrough Covid. over bid.out bid...Many houses we put bids on. finally we get a house. they gave us 45 days to close.We paid the deposit and all of the inpections... this guy did not have all his ducks in a row. Never got all our documents as needed. lied to us on multiple occasions. Very Rude to my realtor. Kept playing the time game. Reassured us we got the house. Kept asking for extension after extension. not returning phone calls. telling us we have time...we have time....3 extensions is unacceptable.Simple loan. no issues. If your a first time home buyer your unaware of all the proper documentation needed. your loan officer is suppose to guide you. not FAIL you. well..He was a complete jerk to our other people and realtor. mwaning the sellers. swearing on the phone constantly...WE lost the house!! .The Sellers backed out of our deal. Took it back. and would not deal with this guy.. I could go on all day about this guy and company but I wont waste my time! Just becareful who you deal with. Like I said completely unprofessional. with talk your ear off for hours about how great he is and all the hours he works. It's not true. total scam. I am truely disappointed in the house buying. Luckily I found another team to buy my first home with. If I could give this company a 0. I would! Maybe he has gotten some people loans. and got through. but it was out of complete luck. or his boss stepped in and took over the job. He is not dependable.nor reliable. people told me to find another lender and I didnt because I had complete confidence and faith in Bruce. I should of listened. I was out of my house and all my inspection money. 1600.00 bucks which they would not own up to. I dont believe him in any way. I'm not even sure he is licensed to get loans. Hes a snake in the grass. Calling me at 7 am on a sunday morning telling me I'll get my house!! forget you and the boat you rode in on. I will complain to who ever will listen about SEMPER HOMES! I feel bad for others that dont know and might confide in him. I even changed everything thinking I was moving into our new home. all packed. changed my sons school. bought washers and dryers. right down to giving my notice where i lived. we were living a nightmare it seemed. Pure madness. my whole family disappointed. Not even an apology from these people!!!

The people at Semper Home Loans made the process of obtaining the mortgage for my first home purchase a breeze. So seamless that I recently went back for a refinance and couldn't be happier with how easy the process was. A+ service and communication!

Beyond disgusted that a lender is even allowed to get away with what this LO and company has done!! Stay away if you want to close your loan on time. Emailing corporate or ownership does you no good. Everyone involved in my purchase has dropped the ball. Going on 4 mo on a purchase!!!! LO lies, processor doesn’t do her job and then lies, Mike blew off my concern and pushed me off to Kevin, only to be drug out lore and more. My loan isn’t a hard loan, good credit, down payment, not too hard here, yet somehow here they are dragging me out over and over again, making broken promise after broken promise. I have taken this beyond ownership now, I’m going to keep reporting to NMLS and NAMB until this company figures out they CANNOT get away with treating their borrowers like this. I wish I wasn’t as far in process I am now as I would go find a new broker shop. This company in one word: PATHETIC!

Besides purchasing our dream home, using Semper Home Loans was one of the best decisions we made! I was put in touch with Stephanie Amedee, and she is absolutely amazing! We found our forever home, and within 3 weeks we were moving in! Stephanie is definitely on top of her game, she promptly answered any questions we had no matter what time it was. She even came to us when we needed to get some paperwork finished. She is very knowledgeable about the business and will help you with anything you need. I would highly recommend her and Semper Home Loans to anyone buying a home.

I can't express how grateful we are that we were recommended Jarred and Linda of Semper Home Loans! They walked us through every step with honesty, knowledge and treated us as if we were family. Our case was a little different; first time buyers, immigration newbie and new to Credit and they completely managed every new situation with ease and professionalism. No question was too silly....I definitely came up with some crackers! Overall the process was nothing short of perfect for us. We can't thank them enough for supporting us every step of the way and beyond!

CLOSED REFINANCE LOAN. This was the best experience I have had with home loans, and I work for a banking Institute. We refinanced and greatly reduced our monthly mortgage rate and payment . Mike was honest and transparent throughout the process. Semper delivered a loan with a lower rate and fees compared with four other companies including the bank I work for, and closed within 15 days. I recommend Semper vs. going larger institutions due to the hands on experience and extreme attention to detail. Very satisfied!