Scott Smith Loans at Barrett Financial S Val Vista Dr, Gilbert

I’ve refinanced my house with Scott Smith twice now. The first time I refinanced solely to lower my APR and in turn my monthly payment. The second time I refinanced to combine my solar loan and my home loan, and I was able to do a cash out refinance to remodel my house. By combing the two loans I was saving so much money that taking out the equity to remodel my house still saved me money from what I was paying on the two loans before the refinance. Scott is so incredibly easy to work with. He goes above and beyond to be professional, honest, trustworthy, responsive, and just incredibly easy and pleasant to work with. I would recommend anyone, friends or family, to Scott Smith as I have complete faith that the work will always be completed with rave reviews. If you are on the fence give him a shot, you won’t regret it!

I just closed a deal on a new home for a young first-time homebuyer and Scott and his team at Barrett Financial were nothing less that perfectly professional and easy to work with! They took the extra time needed to ensure my client clearly understood every step of the lending process and worked diligently to get her competitive rates and a repayment plan that met her financial goals. Scott has a network of support that ensured a meticulous communication process. They were quick to respond to all requests for information and fostered a relationship with myself, the client, and our title company that resulted in a seamless and easy closing. I would recommend his services without hesitation!

Scott Smith was very good at communication. He told us in advance how the process would work, what information was needed to make the process expedient, and approximately when the information would be needed. All of it was true. Our loan closed two days early and that included the Christmas, New Years and Martin Luther King Jr. holidays, when loan processing activities don't happen. Scott was very good at getting back to me when I called or texted. When we finished a call he was good to ask if I had any questions before we parted ways because he would be out of pocket for a few hours, but he could answer now if needed. Again, rapid response and good communication skills were experienced Scott found the best loan program for us given our needs. He asked questions to help him pick out the right opportunity for us. His team was always there to answer questions about the loan or information required for the loan when needed. Very smooth and pleasant experience.

Worked with Scott and his team at Barrett for our refinance. Every step of the way Scott and his team where friendly, knowledgeable and proactive in their communication. The loan process was very easy and best of all we secured a fantastic rate! Thanks Scott - will absolutely use you and your team again and highly recommend to anyone looking.

As a busy Realtor it's important to have vendors that you trust and can count on to work with your clients and their lending needs. Scott and his team are the absolute best! Scott has helped so many of our buyers over the years, we consider him a partner. His follow through and character is 100% solid!!

I've worked with Scott and his team on several personal deals and a ton of transactions with my clients (I'm a full time Realtor), over the last 10 years and he is by far one of the only lenders I truly rely on and have faith in. Once he says they are approved, they are approved and he WILL get the loan done. Timely and at the best interest of the borrower. Hands down would recommend Scott! He WILL get loan closed!

This was the second time we used Scott and his team at Barrett Financial for a home loan. They are extremely knowledgeable and professional, and kept us informed every step of the way. Whenever we had a question they responded very quickly with an answer for us. Scott and his team are friendly and a true pleasure to work with. Home loans, whether new or refi, can be very frustrating and costly so it is nice to have people who ease the process and save you money as well. Thanks again Scott!!

Scott helped me with the loan to purchase my home years ago, and just recently handled my refinance as well! I was referred to another loan officer a few months back and was not having a very good experience, but as soon as I reached out to Scott he immediately offered helpful suggestions and explained each option so clearly with an understanding of what would best benefit me in my individual situation. Scott and his team were incredibly refreshing to work with, and were always responsive, professional, and friendly. They were quick to answer any questions I had and found the best loan for me with an incredible interest rate, and with surprisingly low cost to me. I could not be happier, and will definitely recommend Scott to any/everyone that will listen!

Scott and his team were absolutely outstanding through the entire process from pre-approval to post-closing. We originally connected with Scott through a realtor referral while we still lived in California, 2 months before our move to the Phoenix area. He was able to quickly get us pre-approved so we could start our home search. He is very knowledgeable and walked us through many different types of programs so we had options that would work best for our budget. It took us awhile to find a home - 8 months! Scott was on top of getting our pre approval updated every 3 months. Once we were finally under contract, he and his team quickly worked to get us approved and closed. They worked closely with our realtors to make it an easy process. Thank you Scott, we are so grateful to have connected with you and will definitely refer all our family and friends!!!

Scott, Jennie, and Jessie were incredibly knowledgeable and helpful in helping us to buy our first house. They were extremely responsive, patient and explained the process, as well as our options all along the way. I highly recommend Barrett Financial!