Sandy Inosencio - Sovereign Mortgage Taylor Rd, Port Orange

Sandy is amazing to work with. Two and a half years ago she helped us close on our first house. Today we refinanced through her again. It’s always a delight to work with her. She has a way of explaining things where they make sense and also guiding us when needed. She’s always just a phone call away. It’s evident she loves what she does and enjoys helping others. If you’re buying a home or ready to refinance I’d highly recommend reaching out to Sandy!

As a first time home buyer we couldn't have asked for a better lender. We were so clueless with how to start and what to do! Sandy and Malinda walked us through every step of the way. They touched base with us through the entire mortgage process, returning our calls and emails promptly. We felt genuinely cared for and not just a number to them. As a first time home buyer it was very nerve wrecking for us, but after every conversation with them we felt at ease and knew we were in good hands. We could not have imagined a better team for us and highly recommend Sandy and Malinda! We can not thank them enough for helping us with the purchase of our first home!

I’ve worked with Sandy on multiple transactions. She’s the most attentive and thorough loan officer. Sandy is easily accessible and will work whenever & wherever in order to get customers to the closing table. I’ll be using her services for the foreseeable future and recommend you do the same.

Sandy was such a blessing in dealing with our home mortgage! She is incredibly knowledgeable and knew the best course of action to take for our home. Her motivation and care for us from beginning to end was very assuring and comforting, as this was the first mortgage experience for my wife and I. She and Malinda worked very hard and were very dependable throughout the entire process. We are extremely thankful for them!

Sandy and Malinda were such a pleasure to work with. They made the process very clear and easy to understand. Comparing closing costs and estimated mortgage rates from various companies was very confusing for first time home buyers. Sandy has a heart of a teacher. She went out of her way to help me understand all details of the mortgage by sitting down with me in person one-on-one at her office. They completed my mortgage in 30 days to meet our closing deadline. She was always available via text, email, or phone call and responded very quickly. She also had the most competitive rates in both PMI and in closing costs. She delivered a personalized handwritten card and gift card to my husband and I at our closing. Working with Sandy and Malinda was a pleasure and they made the process a breeze!

Sandy made the whole refinance process easy and quickly replied to my emails or called me to answer any questions I had. Her team was able to not only lock me in on the best rate available but also save me money on closing costs! I would recommend Sandy and her team to anyone seeking a mortgage or looking to refinance.

Working with Sandy on the purchase of our home was truly a seamless process. Sandy was very attentive to our needs for the financing and Malinda was also there to help answer any questions we had during the closing process. With the two of them we were able to get the rate we needed and close when we needed. They really take the stress of buying a house away because they are completely 100% involved from start to finish guiding you throughout. My husband and I are now Happy Homeowners!

I am new to the area and was looking for someone to help our son with his first mortgage. I started researching and reading Google reviews...that is how I found Sandy. I'm so glad I found Sandy to help him. Everything went so smooth, stress free, and quickly. She even helped my husband and I get in touch with a title company to help us as well. The entire experience was very positive. She is great, knowledgeable, and very passionate in helping people!

Sandy and Malinda literally moved mountains and put in hours of work to get my mortgage to close. She was highly recommended to me after another broker failed at my closing. She and her team didn’t stop until we were successful. I can’t thank them enough for their expertise and level of professionalism. Without them I wouldn’t be sitting in my beautiful home right now. I highly recommend Sandy and team .

Sandy Inosencio was fantastic to work with! She was very professional and we felt that she was on top of everything at every step of the process. We always had complete confidence with our loan in her hands. We had a very tricky loan situation and she helped us and was very knowledgeable during the whole process. We will definitely use her for our future mortgage needs.