Salvation Funding Bismarck
3310, 128 Soo Line #202, Bismarck, ND 58501, United States
http://www.salvationfunding.com/
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Services
- Debt Management Counseling Consolidation Loan
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Reviews
J
having a small business and a small amount left to pay on my shop I was thinking of jumping on this. Glad I read the reviews. Sounds like these guys want to destroy your credit for profit. They send a letter that looks like a check so you do not throw it out (very clever on their part) with a sweet rate that is lower than my commercial property loan rate. Upon reading the reviews here and other places online this looks like a Chapter 13 type bankruptcy thing where they skim the interest and more from your payments after they negotiate with your card companies thus killing your credit. No thanks, please remove me from your mailing list as I find it sad that trees are sacrificed in order for you to promote your scam.
Mr. Wilson, We are sorry if you feel misled but we are in the business of helping people get out of their high interest credit card debt. We wish we could help people like you with other types of loans but at this moment, we only handle credit card debt. This is not bankruptcy, nor anything like that. This is debt consolidation. We wish you the best with your business, The Team at Salvation Funding
L
Salvation Funding seems like a scam. My elderly mother signed up with then and was lead to believe it was a loan. She made payments of $529.60 for 6 months and no creditors were paid. She finally decided to seek legal advise instead to file bankruptcy. She called Salvation Funding to cancel the payments to them and end the program. It was very difficult because they kept trying to tell her that they could lower the monthly payments, defer the monthly payments etc. She finally convinced them that she was not interested and wanted them to return the payments she had made. She ask them what the refund would be and after about 9 calls to them, none of which they returned, she finally spoke to 3 different representatives and was given all different amounts and then she finally received a refund of $35.52. They kept $3138.48 and not paid a penny to any of her creditors but kept it for themselves. I feel Salvation Funding scammed my mother who is 80 years old by taking part of her social security money every month (which is all that she has) and not advising her that all she had to do was contact her creditors and let them know her situation and that would have been that instead Salvation Funding took her money let her credit go bad and never paid a cent to anyone except themselves. SHAME ON YOU SALVATION FUNDING!
Hello Ms. Quisano, I am so sad to read this. However, it does not appear your mother had a loan with us, but with one of our financial partners. I can assure you, based on this review, that we will handle this with them as our goal is to help people get out of debt and end their stress, not add to it. We are so sorry for this experience. If you would like to give me the names of the representatives that your mother worked with, I can make sure their managers deal with this. Best, The team at Salvation Funding
R
Total scam. They sent me a "pre-approval letter". As opposed to calling, I submitted the online form, which was quick and easy. I received an auto responder email saying someone will call me in 2-3 days. 2 days later, I got a call from Patrick. Wanted to discuss everything. Go over the information I submitted for verification purposes. I told him my debt about, income etc. He said he’d run some numbers and get back to me after the underwriters checked out my information. An hour later he called me back with great news. I was approved! Except not for the loan I was pre-approved for. He told me they want me to stop making payments to my creditor and pay them instead. I told them that would destroy my credit. I could almost hear him flipping the pages of the instruction manual of possible responses to answers like mine (lol). Then said they are going to work with lawyers and reach out to my creditors. I told them no. I told him I want what I was offered in the pre-approval letter. Then there was silence. He then told me my money He said if I decided to get serious I should call him back.
Hello Mr. Hamilton, I apologize that you had a less than pleasant experience. After our partners learn more about you than just the estimates we ask for intake, they try to provide the best product option for you. Our goal is to help people get out of high interest rate credit card debt.
J
Uninformed people, some are rude. They sent me a "pre approval letter". I called, because the amount and rate were attractive. I spoke with two people. The first, an intake operator, was nice but totally uninformed. She asked a few questions and said someone would call me. The next day I got a call. The guy was rude and uninformed. First he told me that if I borrowed to pay off balances, I'd have to shut down all my credit cards. Not helpful. Then he said why would I not just pay everything off. I told him 3% money was attractive. He told me my money was free....really? I started explaining our situation and he just kept talking over me. So I asked what kind of programs were available. He said he couldn't say until I gave him my social and did a credit pull. I told him I wouldn't do that until he gave me a sense of what programs: Life of loan, range of interest rates. He said if I decided to get serious I should call him back. I guess they don't want to lend to a good credit. I won't waste a credit inquiry on people like that.
Hello Jonathan, I am sorry to read about the experience you had. We pride ourselves on having educated financial consultants as our goal is to help clients get out of high interest rate credit card debt. I promise that we will deal with this rep as we do not like to have ill informed or rude people working for us. We don't want to add stress, we want to help eliminate it.
S
I keep getting their "pre-approval" letters about every 3-4 days. At first I was interested- I want to get out of the high interest credit card trap. Then I looked up the company online. All ratings- except 2, which were obviously fake reviews- were low with people who had actually contacted the company and found out it was a scam. ALWAYS research things before you sign up!!
Sweet Rogue, I am sorry you feel this way. We would be happy to remove you from our mailing list. I am sure you don't want to reveal your personal information through this forum so if you email [email protected] we will make sure to remove you.
J
Major bait and switch. Our credit is flawless, scores are both near 800 and still they found a reason to offer us an alternative "plan" in which they build in a 16% rake off for them while we pay on a 0% restructure through Salvation. Please, any folks interested in cashing in on that $40,000.00 fake check in the mailer, ASK questions!! This is not a plan most consumers should be interested in.
JG, our offers are not based solely on credit scores. As we aim to offer programs to clients who are in high interest rate debt, we like to understand each consumers unique financial situation. There may have been other factors that led our partners to believe you were better suited for an alternate program.
M
I called and was presented with a great deal, but then things turned sour. I had further questions--could only leave a voice-mail message for the fellow who had helped me. His number turned out to be a land line, or so I discovered later via a basic Internet search. I was also told an attorney would visit me, so that I could finalize my paperwork. Well, when I called the "attorney'"s number (again in hopes of getting some basic answers), I was shocked to find that the person being sent to see me wasn't an attorney at all, but rather a traveling notary! Further research into the company revealed it to be connected with less than reputable sources. I'm grateful I didn't go full steam ahead on this one. I came so darn close, too...
Mr. Housel, I am sorry that you had a bad experience with one of our financial partners. Our goal, and their's, is to be as transparent with our clients as possible. We don't want to add stress, but instead, provide relief.
b
This company is a complete scam. Do not respond to anything they send you because all they want to do is steal all of your money from you. They claim they are based out of North Dakota but the lady I spoke to had a very deep indian accent. Told them if they tried contacting me again that I would call the police.
Ms. Calder, I am sorry that you feel this way. We will take you off of our mailing list. We help people who are in high interest rate credit card debt get back on their feet. Our company is based in North Dakota but our call center is in New York City.
J
Complete scam! They left a message telling my secretary that I was in debt $xx and needed a loan from them. They told her the exact amount, even. They violate privacy laws and defame people character. I'm filing a formal complaint. Steer clear, unless you want your business shared with everyone. Rude!
Ms. Pliska, We are horrified to hear that one of our financial partners behaved this way. We promise that whomever behaved outside the guidelines of our business will be handled. We sincerely apologize for your embarrassment and the disclosure of your private information. Best, The Team at Salvation Funding
J
I thought that any company that sends you a fake check is trying to scam you. After receiving a fake check from this company, I came here to read the reviews, and I see my concerns about it being a scam were spot on. I just feel sorry for anyone who falls for it.
Personal loan Providers Nearby in Bismarck
FAQs
1. How to Get in Touch with Salvation Funding?
You can phone them at +1 800-965-3038 or go to their homepage and fill out the request form.3. What Products Are Available at Salvation Funding?
You will find the following services from Salvation Funding. '- Debt management counseling Consolidation Loan
5. Is Salvation Funding an Agency or a Lender?
Salvation Funding is a Financial consultant offering you various types of loan options. You can also apply for online personal loans for a variety of purpose with our platform.
2. Where Is Salvation Funding?
You can find this company at 3310, 128 Soo Line #202, Bismarck, ND 58501, United States. View maps and get your direction to Salvation Funding.4. How Can I Request a Loan from Salvation Funding?
To apply for loans from Salvation Funding, you can fill out the request form on their website or pay a visit to their office. You may have to go there with your car when getting title loans. Browse through our website to get further info about title loans for bad credit.6. What Can I Do If I Am Unable to Repay My Loan?
Loan defaults will result in negative impact on your credit. Get in Touch with your lender when you can not repay the loan.7. Does Salvation Funding Offer Loans for Bad Credit Ratings?
Yes. You still have chance to get loans with Salvation Funding even with poor credit. It is also available to get online installment loans regardless of your credit ratings with our platform.