Robins Financial Credit Union Hog Mountain Rd, Watkinsville

New Member Caveats: as a physical location, I like RFCU, no problems. As potential new members however, there are some “restrictions” which seem odd given what’s generally available in marketplace. 1) when you set up a new account they hold your money for several weeks — just be aware you will not have access to your funds for several weeks; potentially start accounts with a small amount? 2) Mobile deposit is not available; you MUST GO TO THE BRANCH IN PERSON and wait 3 months before this feature is available! I’ve been using Mobile banking 10 years and this seems antiquated - just be aware. In summary, if you’re looking for a great local credit union, go here, but be prepared for lengthy access to your initial funds and 3 months before meaningful remote access.

Great interest rates!! Got 3% on a money market that has a free one time withdraw and is for 15 months. Much better than the 0.01% from our old traditional bank savings account. Even the regular savings account here has great rates, if I recall they are like 0.2% or something, though they probably changed.

Wonderful customer service! Kind and very knowledgeable staff who makes you feel at home. They take their time making sure they’ve answered all your questions and never make you feel rushed. They also do a great job explaining credit unions and how they differ from traditional banking and make you want to be a part of it. You leave their feeling like you are equipped to make your big decisions. You also leave feeling like you have new friends. 😊 Jennifer and Kayla are awesome!

I love this place. My credit union is a small one in Atlanta and since I’ve moved out here, I use this shared branch. I am always greeted warmly and the tellers are super helpful and efficient.

My wife and I worked with Ashley. She was very informative, punctual, and processed everything quickly. We look forward to working with RFCU.

I don't bank with any other institution except RFCU! These folks are outstanding led by the most friendly, knowledgeable branch manager Jason Goulder.

Best people, Best service, Best In the Athens area.