Ricky Ontiveros, Mortgage Lender NMLS #1758296 3rd St, Downey

It was a total pleasure working with Ricky! Ricky made the refinance process easy and understanding. After having issues with another company he was great and picking up and fixing what the previous company had messed up. He kept in touch with us during the entire process and made himself available to us for whatever we had questions about. Without a doubt will be recommending him to friends and family. Ricky is great to work with and we will definitely be coming back to him when ready to purchase another home.

Ricky has been an absolute pleasure to work with. One of the most genuine and caring persons I know. I have called him at all odd hours for help with getting my clients financed and he has always been reachable and quick to respond. He is very knowledgeable about conventional as well as specialty financing options and offers honest, applicable advice. He will not take on your business unless he is sure he can deliver on his end. That is what I respect about him the most. He works diligently and can get you approved quickly when you are pressed for time. If you are looking for any financing help, Ricky is an excellent partner to have on your side!

I’ve been a Notary /Loan Signing Agent for over a decade. Needless to say, I’ve done many signings and have seen it all. After having a bad signing for a first time home buyer where they weren’t even called to inform them of the closing figure required to close, I did a signing for Ricky’s customer who was also a first time home buyer. What a drastic difference! Enough to cause me to write this review. Everything I tried to explain to her, she would reply, yes Ricky already went over that with me last night on the phone. Over and over. I told her, you have a great loan agent! So impressed, I took the time to look up who the loan agent was in the Closing Disclosure and send him an email the next morning to compliment him. He said if you feel like leaving me a review. So I come here and see all the other 5 star rave reviews of what great care he took of all of them. Not surprised! Keep up the great work, Ricky!

Ricky is the man!!! He’s the best of them all! He’s super supportive & helpful! It’s been a long process for me & my wife over a year long but he was very patient & always responded to our texts & calls. Always answered every question. I’m so glad we got referred to Ricky because he’s simply the best! Highly recommend contacting him! You won’t regret it & he will do everything possible to make sure you get your home! 🙌🏻

Ricky and his team are truly amazing! When everyone gave us the run around Ricky found a way for us to get approved and get our first home with very low costs. Highly recommend him to anyone looking to buy their first home.

Ricky understands before anything who his client is. He takes the time to hear what your goals are so he can choose the best option that works for your needs. He explains loans so well and is someone you can count on for the best advice when it comes to obtaining a loan. Thank you so much Ricky !!!

Ricky is the way to go! Closed my client's loan quickly and they were informed every step of the way. Extremely responsive and will jump through hoops for you to get you what you need. great rates and knowledgable about every step. Highly Recommend!!

I am a real estate agent and love the way Ricky works. He is very professional, knowledgeable, and keeps his word. He keeps you in the loop throughout the whole processes. There is no need to be chasing him around. Highly recommend Ricky. A true business man!

It was pleasure working with Ricky and his team. He was able to provide various option for our home and being flexible with our requirements. He also delivered everything on a very short closing period. It was a delightful experience! Thank you Ricky!

I wouldn’t have wanted anyone else to help me with the refinance of my home! Ricky is such a great person, so helpful, makes everything so clear, always available for questions. If this is your first time or even if you have experience purchasing or refinancing your home call Ricky! You will not regret it!