Rick Bettencourt - Caliber Home Loans NMLS: 15622 Elm St, Danvers

What a smooth process from start to finish. At no time did I feel out of the loop or confused as to what was going on. Ricks expertise, knowledge and passion for getting people what they deserve truly shows. The portal used was very user friendly and simplified the process. Highly recommend Rick Bettencourt and Caliber Home Loans.

Rick and his team helped me with purchasing my first home and recently helped me refinance my loan. Both experiences were very smooth and transparent. I think he works hard for his clients and cares about their experience. I would recommend Rick to someone looking for a mortgage broker, especially for VA loans.

Rick is the most knowledgeable consultant there is when it comes to VA loans. If you're a U.S. Veteran or know one, give Rick a call or reach out to your family member or friend and I guarantee Rick will do everything he can to put you or your loved one in a better spot and maximize the benefits of a VA loan. Rick helped me buy my first home and also helped me with a re-finance, he's truly a pleasure to work with. He is super responsive and a great guy. Give him a call! Jim R.

Rick has been my "go to" mortgage resource for years. He's helped me with multiple new home purchases and refinances and he's always been fast, accurate, and professional. I have to say though, Rick's knowledge of the industry paired with the power of Caliber made my recent refinancing experience exponentially better! Rick is able to leverage the technology and resources of Caliber to make our refi an absolute breeze! Highly recommend reaching out to Rick if your looking to purchase or refinance with confidence and ease!

6/29/2021 - I had spoke to Rick Bettencourt about three weeks ago about refinancing our home. Rick said he was going to look into details about my employment and get back to me. Never did. If you couldn’t work with us, it would have been great to let me know, not just bIow me off. Very unprofessional in my experience.

Rick is hands down the best VA loan agent around. I cannot say enough about how streamlined and painless he make the buying process and stays on top of the process, locking in lower rates when available and saving his customers in the process.

Rick Bettencourt is an amazing person to work with especially for those using a VA Home Loan. Rick’s committed to help and his knowledges and expertise in this field is immeasurable. When making such a life changing and stressful decision like purchasing a new home, there is nothing more important than having someone like Rick involved. Thanks Rick for always being there to help and answer questions and thank you for your continued commitment to our Military and Veteran families! Adam Curcuru USMC

I had the pleasure of working with Karina Blanco Garcia regarding a very serious concern on my end. As a new home owner, I was a bit unfamiliar with a few "processes". Karina was extremely helpful and informative when explaining what I did incorrectly. Furthermore, very helpful in explaining how to avoid my mistake in the future and educated me on the process. Reliable, dedicated, and eternally upbeat, Karina is a huge asset to any organization

Rick Bettencourt you and your team are amazing. I'm grateful to you and your team for helping us through our refinance. I don't think it could've been easier. Your team is professional and on the ball. Thank you very much for providing such a great service.

Rick and his team did a fantastic job during the entire loan process . Calibers loan mobile application is externally helpful and makes the process seamless . I can’t think of a easier way to secure a loan . Thanks again