Refined Lending Mortgage Bank- Brainerd Lakes Area Edgewood Dr, Baxter

John and Kelly were great in helping us get our first home! I highly recommend them! Good to work with, very down to earth, and friendly.

Refined lending was amazing to work with. They always answered my questions no matter how silly the questions were. They made the mortgage process very understandable!

Kelly Woodman was amazing. She helped us every step if the way and answered all our questions effectively. When our appraisal recheck ended up falling on the day before closing, she rushed to get paperwork through and we were able to close on time! She was also great in helping me with some of my anxieties with buying a house!

John and Kelly were awesome to work with during the whole process, they helped me every step of the way and made it seem so simple. I don’t plan on selling and buying again but if I do, I will be using them again!

John Kinkeade and his team delivered EXACTLY as promised in lightning quick fashion. Communication was terrific. Exceeded all expectations and made a stressful process easier. Total lifesaver.

John and Kelly are great to work with!! Awesome team. Great with communication, expectation and most of all, results. I would highly recommend Refined Lending in Baxter!

They made refinancing our mortgage very easy and stress free with minimal paperwork work! I would recommend them to anyone!

I recently refinanced my home of 28 years through Refined Lending Brainerd Lakes Area and I couldn't have been more pleased with the process in working with Kelly and John. I would certainly recommend to anyone needing to finance a home, to seek out Kelly and John.

I recently purchased a home and worked with Kelly Woodman and John Kinkeade. They were great to work with! I highly recommend calling them up for your mortgage needs!

Kelly and John worked hard to find a solution for my refinance even with a few obstacles along the way. Thanks to them I will be saving a lot of money monthly and pay off my mortgage 5 years sooner.