RateSmart™ Home Mortgage Old Gallows Rd, Vienna

Initially, Mike responded to me after 10:00 p.m. on a Saturday evening. On Sunday afternoon, he walked me through all of the different loan options and explained the terminology that I was missing. He is not your average loan originator, but is dedicated to finding the best loan, at the best rate and ensuring that you know exactly what is happening throughout the process. He even helped me with negotiating fees with the title company so I could use a local company that I had already been in contact with. They weren't the cheapest but Mike was able to show me the fees of another title company to provide to the one I was using and they matched the closing costs based on having that information. It wasn't a coincidence that I came across Mike. After having a less than stellar experience with another mortgage lender, I did my research to find out who THE BEST person was in my area. After reading about other experiences with Mike, I knew I had to speak with him. He has since gone out on his own and now runs his own show so I had to dig a little to find his contact info (he has since updated it). I have already referred him out. Even though this particular house didn't pan out, I will be absolutely reaching out to him when I find the next property. Have no reservations if you are looking for an honest and transparent lender. I have found him!

Mike is an amazing lender at RateSmart! He understood my situation with getting my new mortgage set up and off the ground and was beyond willing to help make everything happen. Mike looked at everything and helped get me an approval letter for my new home on a weekend in the late hours of the night, so there is no going without saying, he is really working for you when he wants to help you get approved for a new home! He was also very patient as I waited for specific paperwork to come in, and helped get everything lined up perfectly so I could have a quick and easy process with signing a new home. Don't go to anywhere online, definitely go here to have someone who will be personable with you, and actually look at everything to help make sure you are getting the best rate possible with a new loan!

I have used Mike DiMaina several times to purchase and refinance homes as he was highly recommended by a neighbor. He is thorough, responsive and professional. You can count on him to be honest and get the job done in a timely manner. I work with several lenders professionally and Mike is the best. I refer him any chance I get. You cant go wrong connecting with Mike.

Mike helped us buy and refinance our home. He was incredibly responsive, professional, and friendly throughout the process. I’ve recommended him to friends and family members who have been equally impressed by his services.

Mike Dimaina has handled the financing on several of my homes over the years and always delivers the best service. He is so honest and reliable, I have recommended him to dozens of my friends and family. All of them have nothing but positive things to say. With so much at stake, it’s comforting to know that he’ll walk you through every step of the process. I highly recommend him.

Mike is the best. He is a very professional and knowledgeable person who walks us through the entire buying process. Gave us valuable advice that helped us make the right decision. I will and have recommended him to my friends, family, and coworkers. I wish him well and good luck with a new company.

I have used Mike DiMaina's services multiple times to refinance my home. Each and every time he was extremely professional, helpful, responsive, and informative. Whenever I had questions he responded quickly; typically within 24 hours. I highly recommend working with Mike and would use his services again!

Mike was great! Very knowledgeable, helpful, and easy to work with. Highly recommend Rate Smart Home Mortgage.

I’ve financed and refinanced several homes with Mike over the years. He is an expert in his field, honest, trustworthy and really looks out for the borrower. He even fixes other loan officers mistakes. Financing through his company has saved me thousands of dollars over the years. I highly recommend him.

I have refinanced twice with Mike and both instances were seamless. I had a tricky refinance with a lot of moving pieces due to my spouse being overseas. Mike made it very easy, kept on top of everything, and most importantly kept me informed every step of the way. Highly recommend RateSmart Home Mortgage!