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Provident Bank Lexington Ave, Clifton

5
(3)Loan Agency
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562 Lexington Ave, Clifton, NJ 07011, United States

+1 973-546-1640

https://www.provident.bank/

  • Saturday9AM–1PM
  • SundayClosed
  • Monday9AM–5PM
  • Tuesday9AM–5PM
  • Wednesday9AM–5PM
  • Thursday9AM–5PM
  • Friday9AM–6PM
CLOSED
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    Personal Loans Near Me In Clifton of New Jersey(NJ)

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    Reviews

    5/5.03 Reviews

    S

    Sven Salvador
    1

    Their overall communication and customer care can be greatly improved. The people at this branch are very nice and helpful but these critiques I have are out of their hands just to make it clear. The problem is the overall Provident Bank itself and how they operate. If you have long term customers who have had bank accounts with you for years and a customer tells you they're having financial issues and filing for bankruptcy, especially due to the pandemic, why keep charging them overdraft fees if you know they can't pay them? They send me a letter saying they have closed the account due to the outstanding balance I had. Months after my account had been closed with them my employer had sent several checks to Provident in my name. Instead of sending the money back to my mailing address or employer and telling them I did not have an account with them they deposited money they said I owed them. Here's the issue with that (for anyone who is currently filing bankruptcy this is helpful to know and I learned from this experience) even if a creditor is not listed and you qualify for a Chapter 7 discharge (which I did) all debt incurred prior to filing is included. The monies taken by them from the checks that were accidentally sent to them should be immediately returned. Provident states they don't know anything about that and can't return my money at this time. Failure for Provident to return the money is a violation of the automatic stay and a bankruptcy firm can and will pursue them for sanctions. When Provident received my checks they should have called me directly and spoken to me about this. I never found out they had my money until I contacted my employer to check into what was going on with my payments. Now Provident is causing a delay in me receiving my checks. These delays can cause late fees to occur if one is relying on a paycheck to pay living expenses. Can I charge Provident a late fee or inconvenience fee for all the trouble they caused me? They are so quick to charge customers for things but when they make a mistake there is no consequence for them to fix or address that error. 1 star for this bank. And I will be letting people know not to use this bank too.

    A

    Amjid Ali Shah
    1

    The customer service of this bank is horrible I use to go over there mostly four to five times in a week mostly they don’t have the change I never seen any other bank customer service like this bank

    Response from the owner

    We regret to hear about your issue. Please call our Customer Care Center at 800.448.7768 so we can help resolve your issue.

    N

    NAthan Cever
    5

    Good bank but the app needs notifications

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    FAQs

    • 1. How to Get in Touch with Provident Bank?

      You can call them at +1 973-546-1640 or go to their homepage and submit the request form.
    • 3. How to Apply for a Loan from Provident Bank?

      To apply for loans from Provident Bank, you can submit the request form on their website or go and visit the store. You may be asked to drive your car there when getting auto title loans. Browse through our website to obtain detailed information about auto title loans.
    • 5. What Will Happen If I Could Not Repay My Loan?

      Missing payments on a loan can even lead to seizure of assets or wages. Get in Touch with your lender when you can not repay the loan.
    • 2. How Can I Get to Provident Bank?

      You will find the store at 562 Lexington Ave, Clifton, NJ 07011, United States. View maps and get your direction to Provident Bank.
    • 4. Is Provident Bank an Agency or a Lender?

      Provident Bank is a Bank offering you various types of loan options. Visit this page to get low interest rate personal loans for almost any purpose.
    • 6. Does Provident Bank Offer Bad Credit Loans?

      Yes. You are likely get loans with Provident Bank even with poor credit. It is also available to get online installment loans with bad credit scores with our platform. You can also get more information about personal installment loans via our platform!