Patrick Toronto, SWBC Mortgage Stratfield Ct, Marriottsville

Patrick Toronto was recommended to me by a friend and I knew immediately that if he could handle working with her on her 5 year home buying journey that he could handle me and all of my questions. And I was right, even after I had several of my offers rejected he was never anything but helpful and positive. He is knowledgeable about the mortgage process and always patient and informative. Like another reviewer said, he is an excellent communicator, a prompt responder and makes himself available as needed. I considered using my credit union for the ease of having all my accounts in one place, but I know that they would not have been able to help me put my offers together fast enough to submit on time. Patrick played a large part in helping me finally get my home.

Patrick ensured that the process of financing our new home was smooth and efficient. He was always there to answer our questions and kept us 100% up to date on the process as we went all the way from pre-approval to the closing. We highly recommend Patrick to anyone who is considering the purchase of a home.

Patrick was great help getting me through the loan process and ultimately getting me to approval on my very first home. His response times when I reached out with questions were almost always immediately

My wife and I recently financed our first home with Patrick and his team. Patrick is knowledgeable, personable, and a consummate professional. Patrick and his team guided us through the VA loan process (which can be difficult at times), and made our first home purchase 100% stress free. I strongly recommend his services for anyone on the market! We'll be sure to work with him with any future home purchases.

Patrick is an outstanding loan officer. He is knowledgeable about the mortgage process and thorough in finding the best rates. He is an excellent communicator, a prompt responder and makes himself available as needed. Patrick Toronto is reliable and you can depend on him to do what is best.

I have used Patrick Toronto twice to purchase homes, and once for a refinance. He does a wonderful job communicating, is honest, and very trustworthy. His demeanor makes him very easy to work with as well. I would recommend him to anyone in need of a home loan.

Patrick was an invaluable resource to my wife and I as we considered refinancing. He embodies what I believe a customer focused lender should be - honest, impartial and highly knowledgeable. I never once felt pressured by Patrick to proceed one way or another. He presented me with facts and helped advise me in situations where I asked. In his responses it was clear that he was impartial as to whether I proceeded with the refinancing or not (despite the personal gain he likely would reap by a decision to refinance). I would recommend Patrick to any prospective buyer or individual looking to refinance.

I came to Patrick needing to refinance my existing mortgage. He got the ball rolling immediately, explained my options in detail, and kept me informed throughout the process. It couldn't have been easier. I went to settlement in less than 30 days. Everyone I worked with was professional and friendly. It was a pleasure doing business with Patrick Toronto and I highly recommend him and SWBC Mortgage. I will certainly use them again, when/if the need arises.

Patrick is amazing to work with! He was always very responsive and available to answer all my questions. He was very patient and answered all my questions about the home buying process. I highly recommend Patrick and I will refer anyone I know who is looking to buy a home to him.

I’ve worked with Patrick multiple times, including the purchase of my first home and each time the process has been easy. He takes the time to answer all of my questions quickly and I always knew exactly what to expect. I highly recommend him!