Pathway Financial Services, LLC Washington Blvd, Los Angeles

Working with Jen is an absolute delight. My husband and I had been thinking about meeting with a financial planner for ages, a seemingly daunting process. Jen came highly recommended by colleagues of mine and we were lucky enough to have won her services in an auction as part of a nonprofit fundraiser. We live in Tennessee but we were able to do our consultations online. She made the process seamless, answered all of our questions and provided sound, easy-to-understand recommendations. She also ran a couple of different scenarios for us, and I feel very confident in our financial future. We will definitely be back over the years to check in and make sure we're still on track for our retirement. Don't hesitate to set up an appointment!

I had no clue not only about how plan for a stable financial future but also how to find someone to trust enough to work with in pursuit of that goal. That is until I found Jennifer. My neighbor had recommended her. I’d worked with someone before that, and because he’d worked through commission, it didn’t feel right. Jennifer immediately offered refreshing assurance with the no commission work setup she explained to me. Instead of commission, I paid her for her work. It’s a good value. She set my family and I up in easy steps. She was easy to work with, and as an extra bonus, was nice, too!

Working with Jen Mulder was a positive experience from start to finish. She took the time to really listen to our needs and was able to synthesize recommendations that fit us perfectly. Since at times my husband and I had slightly different perspectives and priorities, Jen offered scenarios that addressed both of our issues so that we could continue the conversation, considering both options. She was friendly, professional and nonjudgmental. She was very patient and willing to explain terms, rules, and clarify our understanding. We are in the process of implementing her thoughtful recommendations, and we feel at ease knowing we are on a path to a more financially stable future. She also offered to work with our daughter, a recent college graduate, to help her build a financial foundation and decide what type of retirement account to begin. We feel fortunate to have the opportunity to benefit from her counsel.

I’ve been working with Jen as my financial advisor since she began her practice in 2009, and I recommend her highly. During the past 7+ years, I’ve watched her grow as an advisor and expand her business into an excellent resource for people with a variety of incomes and goals. Jen’s greatest strength as an advisor is her ability to really listen and develop a personalized, comprehensive plan that will work for each unique client. My income, needs, and goals are certainly different now (age 40, married, baby #1 on the way) than they were when we first began working together (early 30s, single, paying off student loans and other debt). Over the years, Jen has worked with me to make sure my investments evolve along with my changing life. Jen also has helped me stay on track with short-term savings goals as well as long-term investments and retirement. Her specific recommendations for fund investments also have been great. Although she doesn’t have a crystal ball, she has worked with me and my husband to develop a well-rounded plan that’s geared towards our own risk tolerance. Jen explains her suggestions clearly and rationally, and she helps manage expectations, especially during times when things are up-and-down in the market. She’s helped me pick investment options through my work retirement plan as well as the accounts that my husband and I have with her at Pathway. She also reviewed our various insurance policies (auto, life, long-term disability, etc.) to make sure we weren’t over- or under-insured and made some suggestions about things to change. In addition to being a knowledgeable financial advisor, Jen is personable and easy to work with. She’s a great person who gives back to her community. She has a passion for the arts and helps supports local theater and choral groups. It’s great to work with someone who invests in the public good as well as the stock market.

I recently reinvested all of my retirement income and worked with Pathway on a new plan for my future. Even though I don't have lots of money to invest, Jen still takes my concerns about retirement seriously and is willing to offer expert advice. Jen recommended many helpful tools including a financial tracking app to help me control my family spending. It is very easy to talk to Jen about sensitive financial concerns and questions. She is knowledgeable and calm and very practical. Jen explained her rationale and plans very clearly and asks lots of questions to determine my risk-tolerance. She is patient and never wastes my time. Her fees are very reasonable and easy to understand.

Working with Jennifer, I finally feel like my portfolio investments, IRA, (all that 'stuff'!) are organized and in great hands. I previously worked with a company that paid no attention to you if your investments dipped under a certain amount. Not so with Jennifer, she treats all of her clients equally. To me, she almost feels like a wise aunt who I can trust has my back. She happily answers my questions as they arise, and no question is a 'dumb' question, which is nice because I have plenty! There's never a rush with her, only a deep concern to educate you and help you make the very best choices for your future. I find she has both a warm and grounded presence. I would highly recommend her to anyone looking to work with an advisor who's extremely knowledgable, trustworthy and personable.

Jen has been very helpful with answering some questions regarding my personal finances. With her help I have been able to pay more back on my student loans, finally put money into my 401k, and have a healthy savings. I highly recommend her services!

Jennifer is extremely knowledgeable and takes the time to really get to know your financial goals and needs. My husband and I reached out to her because we are at that age where we are thinking of starting a family and buying a home. I've never met with a financial planner before, but upon meeting Jennifer, I knew her vast financial knowledge combined with her kind and caring demeanor were exactly what we needed. For me, talking about finances can be daunting and stressful, but she immediately put me and my husband at ease. She really listened to us and patiently answered all of our questions. She truly understands all the things we are most concerned about: student loans, saving for retirement, saving for a home/children. What I love is that because she is a business owner she totally understands my situation as a small business owner as well. While it's obvious she knows a tremendous amount about the financial world, she takes the time to explain things in a way everyone can understand.If you are confused about your finances, or you're just like us and are looking to take a big step in life, I highly suggest meeting with her. She will ensure you are on the right path, and if you are not, she will help to guide and get you there.

Jen has made an incredible difference in my financial future. In the 8-years we have worked together, I've built a positive relationship with money, conquered my debt, and greatly increased my assets. Thanks to Jen's financial expertise and guidance, I'm able to look clearly into my financial future with a greater understanding and awareness of what I have and what I hope to build. Thank you, Jen!!!

Jen Mulder is an expert at the most important thing: empowering you as an individual to take control of your financial destiny and achieve your goals and dreams. She is knowledgeable, attentive, kind, and does her job with the highest degree of integrity and honesty. I would not hesitate to recommend her services to anyone of any income level or stage in life.