Pacific Financial Von Karman Ave, Irvine

We refinanced a VA loan with the help of Michele Neal. She expertly described the process and the ease of an IRRRL refinance. We did have issues with the first lender. They were not able to keep up with demand and closing was slipping further out. Michele, on her own initiative, reached out to find another lender, with better fees and set up the process so we could close near the original time table. My recommendation, stay in touch with your broker and continue to search for rates. They will help you out if things are not going smoothly.

A few months ago we got in the mail what seemed to be the typical mail that winds up in the shredder. Well, we did not toss it and after a while it just sat around...I finally decided to open it and was I surprised, the letter was well scripted and appeared to make sense. I called up and got in touch with Ernest. He sounded very knowledgeable, polite and helpful. He took basic information and promised to get back to me. A short time later he got back to me and said that the possibility was good that my existing mortgage could be refinanced with a considerable lower interest rate. I talked this over with my wife and we decided to move forward. At some time during the process he asked me if I was a Veteran, which I am, he said that the possibility of getting a VA loan was very good with a much lower interest rate. Wow was I excited!! We got all information required to Ernest. Raul, Ernest and Lisa were in constant and continual communication with me and before I knew it we were signing documents for the new loan. The loan is now closed! My wife and I are very happy with what Ernest and his group did for us!! Bottom line ---- if you get a letter from Pacific Financial do not toss it out that would be a very big mistake as these guys know their stuff. Respectfully Bob & Laurie of Yorba Linda Ca

Pacific Financial is top notch! Alex and his team are professional, knowledgeable and gets the job done. Recently refinanced our home with them and by far has been the best and easiest experience I’ve ever had! I’m one happy customer and you will be too!

A few months ago we got in the mail what seemed to be the typical mail that winds up in the shredder. Well we did not and after a while it just sat around I decided to open it and was I surprised, The letter was well scripted and appeared to make sense. I called up and got in touch with Ernest. He sounded be knowledgeable, polite and helpful. He took basic information and promised to get back to me. A short time later he got back to me and said that the possibility was good that my existing mortgage could be refinanced with a considerable lower interest rate. I talked this over with my wife and we decided to go ahead. At some time during the process he asked me if I was a Veteran, which I am, he said that the possibility of getting a VA loan was very good with a much lower interest rate. Wow was I excited. We got all information required to Ernest. Raul, Ernest and Lisa were in constant and continual communication with me and before I knew it we were signing documents for the new loan. The loan is now closed, my wife and I are very happy with what Ernest and his group did for us. Bottom line---- if you get a letter from Pacific Financial do not toss it out that would be a very big mistake as these guys know their stuff. Respectfully Bob & Laurie of Yorba Linda Ca

Recently refinanced our condo with pacific. Worked mostly with Mike and occasionally with Scott. They were amazing. We had to wait much longer than usual due to an unfortunate emergency situation on our side after we started the process. Mike was very helpful and supportive throughout the process, guided us every step of the way, and eventually we were able to get the same rate we were initially hoping for. Great experience overall!

I'm so happy that I finally got rid of my 6.3% interest rate from Wells Fargo Bank! Thanks to Mike Riggs for helping us all the way thru closing. I can't thank him enough for saving us ton of money by finding us the lowest interest rates available. Again, great job Mike! I will recommend Pacific Financial Inc. to my family and friends for an awesome service and very grateful that I reached out to them.

From day one, Ernest and Alex have gone above and beyond my expectations. Ernest and Alex assisted me with my refinance loan process. They are pleasant to deal with, handled it with ease, and they held my hand to the finish line!!! I am so grateful, and I appreciate there hard work.... especially for making this happen! Trust 👍🏻 you will not be disappointed! I highly recommend them, and trust Pacific Financial!

We used Pacific Financial 5 years ago to refinance. I sent a quick email to Richard Wolfe to do it again. It was real easy, they still had most of our required documents. We were done in less than month. Thanks

I worked with Ernest Rodriguez (along with Mike and Scott some) in the refinancing of my home recently. I feel like I got to know Ernest fairly well through this process and he really seems like a good guy. I'm a person that really appreciates professionalism and I certainly got that with Ernest. He always did what he said he was going to do, when he said he was going to do it. He communicates well and is prompt about returning calls etc.I'm a fairly thorough, tedious person, and Ernest always happily answered my questions and I never felt rushed or put off. I would highly recommend him and Pacific Financial. There are some people that try to take advantage of you in this business, but Ernest and his guys and solid.

I assisted my parents in their home loan refinance and working with Ernest and Alejandro at Pacific Financial was such a pleasant and easy experience. Ernest made the process feel like a breeze with such a courteous and prompt response from beginning to end. We highly recommend pacific Financial Inc. and will choose them again in the future.