OTIS Federal Credit Union Main St, Jay
170 Main St, Jay, ME 04239, United States
http://www.otisfcu.coop/
- SaturdayClosed
- SundayClosedHoliday opening hours
- Monday9AM–5PM
- Tuesday9AM–5PM
- Wednesday9AM–5PM
- Thursday9AM–5PM
- Friday9AM–5PM

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- VISA Credit Cards
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Reviews
D
They cancelled my debit card with no notification. When I called to complain that there should’ve been notice, I was told I should’ve seen it in Social Media. I do have an email on file and neither my wife of I received an email at the addresses you claim to have on file. The last email I had from Otis was 2021 as seen by the photo .We also have opened every paper statement received in the mail and the only extra paper ever in there are adds. I’ve had an account here since 1998 and we will be closing it down. This rollout was more than inconvenient and I hope you didn’t put others in this boat.
Hi Dustin, I absolutely understand your frustration. I'm sorry to hear that you felt blindsided by our recent cards conversion and the subsequent deactivation of old debit and credit cards. The information was on Facebook, Instagram, and Twitter, but I know that these posts don't always end up in people's newsfeeds, and that not everyone uses social media. Please don't feel as though you are at fault for missing them. We truly wanted to make this big transition as painless as possible for members, and began communications regarding our new cards on February 1st. Paper statement inserts were sent out to those who receive traditional statements, and eStatement users received an email with the same information. If your email address was on file with us, you also should have received two emails with important card-related information and updates. A special page was built out on our website, and we created a banner ad with a link to that page within Online Banking. We do our best to keep everyone informed, and use all of these channels to try to reach as many members as possible. New cards with new PINs were mailed out the first week of March. If you're having trouble activating your card(s), please reach out, and we'd be happy to help. If you'd like to further discuss the issue with someone here, I can make sure that happens as well. We value your membership Dustin, and would love an opportunity to make things right.
j
Just got my new card after they messed up on the first one when I opened my account I activated it and went to use it card was denied then when I checked my account the card was removed I've had nothing but problems with this bank only been a member for a month but so far I would not recommend this bank to anyone I've had 4 deposits to the account and yet to be able to use my card they failed in all that they promise to be worst bank I've ever been part of never had any issues when I used chime
Hi Joshua, I'm so sorry to hear about your experience and completely understand your frustration. We'd love an opportunity to help make this right. Would you like someone to reach out to you to further discuss what is going on with your card?
M
My favorite bank of all time. They've helped my wife and u numerous times when we felt we were beyond help. I've never dealt with any bank and felt like part of a family I've laughed when I've seen it advertised on other banking sites. Kaitlyn has been so good at helping us but I find that any one of the employees working there will respond quickly and efficiently and make you feel so comfortable. I highly recommend this place for any and all your financial needs. Good, honest down home style people and service with a smile. 5 stars is not enough
Mark, Thank you so much for your kind words. Reviews like this mean so much to us! We truly love what we do here, and it's all because of our wonderful members like you. Thank you again for your review, and thank you for choosing OTIS FCU!
N
I have edited my (previously negative) review as a result of the positive response I received from OTIS. The response was informative and clearly not canned, and I appreciate that very much. Listening to customer feedback and actually responding is in my book, a hallmark of an excellent organization. I believe it was an honest misunderstanding and I would again consider moving my business to them.
Hi Nathan. We greatly appreciate your kind words, and you taking the time to update your review. We would love another opportunity to serve you in the future. Thanks for considering OTIS, and have a wonderful day!
K
My mom banked there since the 1980's. In the last month and a half of her life, she was horribly taken advantage of by a family member after her money and possessions. The opportunistic family member took her to this bank to have her signature witnessed as they took over her account and had her sign papers making them executor of her estate (a cheesy document printed off the internet). The Otis FCU employees were more than happy to serve as witnesses even though my mother couldn't legibly sign her name as she was medically compromised and not of sound mind. Over 30 years of doing business there and they didn't raise an eyebrow at doing what common sense would clearly tell any intelligent person something wasn't right. Shame on you Jasmine Merrill!
Hi Kimberley, we would like to extend a sincere apology for the issues that you experienced concerning your mother and her estate. We take our members’ financial security and well-being very seriously here, and your experience should not have been an exception to this standard. We would greatly appreciate the opportunity to discuss this situation further with you. If you would be willing to talk about your experience with us, please give our Operations Manager a call at (207) 897-0900, extension 116. Thank you, and have a great day.
M
I love dealing with Otis Federal Credit Union. They are always so helpful and caring when you are applying for a loan or just need a question answered.
Thank you for taking the time to leave us a review, Marsha! And thank you for choosing OTIS FCU!
J
Quick and easy, and the staff are always helpful.
P
I own my own home and I'm retired on disability. I contacted them to open 2 accounts and a small loan. They told me we needed $25 a piece for an account, and based upon our income, we qualified for a $3000 loan. So I drove the 30 minutes it takes to see them, and the first thing out of every person's mouth was, "And where do you work?" And when I went in to see a clerk in her office about this, I was told I didn't "QUALIFY" for an account there, because I didn't live or work in the right town, or have a family member who was a member of the Country Club, er, I mean the credit union! Then the lady said, I'm going to open the door now, I have nothing further to say!! In such a valley girl tone I wanted to break out in a chorus of the Beach Boys! I have never seen a small town financial institution more snotty than they were! Don't go there without a big hankerchief, trust me you're going to need it!! I guess there must be different colors of money, because mine was apparently brown!
Hi Postol, we are very sorry to learn about your negative experience. Communication and transparency are cornerstones of our member service standards, and our field of membership rules should have been explained to you more clearly from the start to prevent this situation. We apologize for the inconvenience, and are willing to discuss any further questions or concerns that you may have. Thank you, and have a wonderful day.
L
Ordered flooring. Bank’s fraud department cancelled order that we were waiting a month for. Called us to verify it was us and we confirmed yet they still denied it. I don’t put my money in your bank to not use it. Now we are another month out on getting our floor all because of your incompetence. Horrible bank.
Hi Luchador, we would like to apologize for your negative experience and for the inconvenience that it caused you. While we take fraud protection very seriously here, we also strive to provide the best member experience possible. If you would like to discuss your experience with us, we would appreciate the opportunity so that we can take measures to avoid outcomes like this in the future. Thank you, and have a great day.
J
Always friendly no matter who is helping you! Great bank!
Thanks so much for the kind words, and thank you for choosing OTIS FCU!
Personal loan Providers Nearby in Jay
- Personal Loans
- Payday Loans
FAQs
1. How Can I Get Related With OTIS Federal Credit Union?
In order to connect them for loans, you can making a call by +1 207-897-0900, or you can direclty find out loans online. If you need any loans like guaranteed personal loans, you can click here, which is highly recommended.3. What Kind Of Services Can I Get from OTIS Federal Credit Union?
OTIS Federal Credit Union also provides these kind of loans shown as '- Personal Loans
- VISA Credit Cards
- VISA Debit Cards
- Free Checking Accounts
- Online Banking
5. Is OTIS Federal Credit Union an Agency? Or a Lender?
OTIS Federal Credit Union is a Federal credit union. Or you can directly find CocoLoan, which is a lending broker, can help you connect with 100+ lenders to get miscellaneous loans like installment loans with quick funds.
2. What's The Address Of OTIS Federal Credit Union?
OTIS Federal Credit Union is located at 170 Main St, Jay, ME 04239, United States. If you wan to visit them by yourself, just use the map to locate a way to get there.4. How Can I Apply for a Loan at OTIS Federal Credit Union?
The most efficient way is to complete their online form on their website. For your need of payday advance loans from the Internet, simply search our website to learn more about details.6. What If I Cannot Repay My Loan?
The best way is to negotiate with your lender at first and find out a solution for both parties.7. Can OTIS Federal Credit Union Provide Title Loans Online?
Sure. You can get guaranteed title loans from CocoLoan.