Open Mortgage LLC, Phoenix AZ N 32nd St, Phoenix

James Torrance and team are amazing. We had some challenges that made this a very tough loan to process. It was easy to get in touch with James; communication was clear and consistent.From start to finish we are very impressed. Thank you.

If you want a lender to dig their heels in and get the job done how it needs to get done, James Torrence is your man. I appreciate the tremendous helpfulness and effort and now my mind is at ease. Thanks so much, James, and Open Mortgage

James did an excellent job helping us refinance our home. We were a unique case and needed subordination before completing our refi. Previously, others had failed to acquire subordination, but James was able to finalize the process. Professional, responsible, accessible!

When we originally bought our house in August of 2018, our mortgage company was Open Mortgage, but they sold to PennyMac, like most initial mortgage companies do. However, in April of 2021, we had James reach out to us asking about refinancing our home to get a lower interest rate. My husband and I had already discussed refinancing when the time was right, so we spoke with James more in depth and he explained everything so perfectly to us! The process was kind of long, but James kept us updated on where we were at through the whole thing. After we started the refinancing process, my husband and I had both received calls from other companies trying to get us to refinance with them instead, but once we told them the rate James was able to get us, they told us that was pretty much the best rate and they couldn’t get us any better, so we’re very thankful to James and all of the other employees who helped us along the way (Dan and Sherri)

James and his team at Open Morgage were very helpful and a great team to work with. They made my dream of buying my first home possible. I highly recommend going to them to finance when buying a home!

James did an excellent job with my refinance. Very transparent and communicated each step of the process. He offered me the best rates and was very easy to work with. Would recommend to family and friends

James was absolutely amazing to work with. He kept me in loop about where we were at in the process and saved me a great deal of money. I can’t say enough good about Janes, the speed in which we closed and the overall experience. I highly recommend working with him.

James Torrence was great to work with. He was a great communicator, quick to respond with any questions I had. He explained matters to me well in a way that was easy to understand. I highly recommend doing business with James at Open Mortgage for your mortgage needs

Me and my Wife worked with James Torrence when we refinanced our mortgage on our home. The process was very easy and James was very professional throughout the entire process. We were able to save hundreds a month with the refinance. I would highly recommend working with James.

James Torrence was wonderful. He handled every detail professionally and proficiently. I enjoyed talking to him throughout our application period and our closing of loan.