OneMain Financial E Dorothy Ln, Kettering

I called and asked a bunch of questions as I was very hesitant about applying, after rebuilding my credit score. The branch personnel were very professional and helpful in answering all questions, the process was absolutely very smooth and fast. My approval was within seconds and closed on the loan the same day. Funding was also super fast! I would recommend this company to anyone who wants a personal loan with real people not just a person on a phone.

Easy to get financed. Horrible loan! You can't prepay part of the loan off early. It's all or nothing. And when I say all, I mean all of the pre-computed interest of entire loan term, then, they will reimburse you the unused portion. For example, I borrowed $5000. I'd have to pay $7000 outright in order to prepay and save on interest. If your payment is $175 a month and you pay $200, it will only deduct the extra $25 from the next months payment, but you are still charged for ALL the original interest. Horrible way to do business. As they say, in hindsight I would not have done it!

I went here for a loan . I was called and approved over the phone for a 25% interest rate . Was told to come in to sign papers . They called the dealer to approve the purchase . I got insurance on the car only to be told I wasn't approved because I was self employed through a medical company courier and got a 1099 instead of taxes taken out of my check .. I wouldn't suggest using this place ..

This is an interest loan and I was not told that up front. They need to be more candid especially to elderly people about their loans.

They were very professional and great to talk to thank you guys

Viola was very helpful and answered my questions without hesitation and made me feel very comfortable with the service I got

Very nice people but they don’t answer the phone much or return my calls. I’m in a bind hoping for things to work out so it’s kind of upsetting sometimes. But they’re very kind and helpful people