OneMain Financial GA, Covington

i will never go here again. for a $7000 my payoff is higher than the loan itself. the interest rates are a scam but i guess that’s how they make their money. & i absolutely hate that it takes up to 4 days for the money to even be taken from your account. paying them off ASAP. go to world finance for a better experience and NO interest rates.

Insane interest rates. My partner and I make good money and have decent credit scores. They approved us for a 4000$ loan with a 35% interest rate. That is absolutely crazy. The only reason we even went there is because we are trying to get the loan today but all banks are closed for holiday (Columbus Day). The woman, Tracy, we spoke with was nice but the company in general I most definitely do not recommend. We seriously regret even trying to get a loan there today. Lesson learned I guess. We did not end up financing with One Main Financial and never will. Would not recommend at all.

OneMain's website will lead you to believe you are approved for a loan. Later on, they will call and ask for collateral and then it all goes downhill from there. OneMain needs to put full disclosure up front that collateral may be required prior to allowing applications to be filled out. They clearly need to work on their transparency.

I have done business with Joy Pharr at the Covington, GA branch for over 15 years and she is consistently delightful to work with. She is knowledgeable, courteous and respectful of her customer and compassionate to the our needs.

All went smooth however my car balance hasn’t been paid off yet. I called to have fed ex tracking # provided on Thursday have not received to date.

They approved us for a loan, but the 35% interest rate was too high!

They were very helpful and professional with my loan.

Interest Rates are way too high.