Ohana First Mortgage NMLS #1664892 Bishop St, Honolulu

Excellent experience working with Gary for Condo Financing in our move to Paradise! Gary provided valuable insight into the Hawaii Real Estate Mortgage market that was instrumental in our condo purchase decision. I valued his recommendations on the best mortgage loan option for my Family. I appreciated how incredibly attentive both him and his team were throughout the entire process, immediately responding to all questions. Highly recommend Gary at Ohana 1st Mortgage and would definitely reach out again for any future mortgage needs.

Gary helped me finance my home purchase in Maui and it has been a pleasure working with him. Gary was super responsive and patient to explain all the financing caveats and Hawaii specifics. Gary also provided a longer than usual mortgage rate lock (the sellers requested a longer escrow) what was super helpful during a time of increasing interest rates. We went into contract during a time that was challenging for buyers with an offer significantly over the asking price. I was bracing myself for the property appraising significantly below the offer and having to bridge the gap with cash. However, I was delighted to learn that the lender did not even need an appraisal. Everything went very smoothly and I am now very much enjoying my new home.

My brother obtained a loan to purchase his first home in Hawaii from Gary. The transaction came off without a hitch. Then Gary assisted me in getting financing for my second condo purchase in Hawaii. I obtained a $1.2 M loan and we closed with no problems. Gary was very professional and got the job done. His fees were reasonable.

Gary and his staff made it as easy as a loan application can be, especially with me working from the mainland for a condo in Hawaii. He was always available by phone, text and email. We were complete and ready to sign within about 3 weeks. I would absolutely use his services in the future.

Gary is THE BEST! We’ve used him twice now and both times he has been timely, informative, kind, and has gotten us to closing. I will never use another lender and will recommend him to anyone I know looking to purchase a home.

Working with Gary was a wonderful experience. He made everything very clear, very easy and he always had a smile in his voice during our interactions on the phone. Purchasing a property virtually/remotely could be very daunting but Gary and his team were flexible, patient and always professional. I highly recommend Gary for all your mortgage loan needs. Mahalo nui loa!

Before we spoke with Gary, we had received a few quotes from banks for our refinance. Every time we spoke with someone they left us with a feeling similar to that of a car salesperson, where we felt that the best deals on the table were actually the best deals for them, not us. A friend referred us to Gary, and we soon discovered that our instinct with the banks was right. He was extremely helpful, explained all of our options and found us an incredible rate that would save us hundreds of dollars a month over the bank's rates. His communication, efficiency and honesty should place him at the top of your call list for mortgage brokerage help. We can't recommend him enough. Call him, you won't regret it!

As a foreigner living in Hawaii I wasnt so familiar with the mortgage process but Gary was very good to explain and help me through the whole loan proces . He explained everything to me and helped me to save money and get a better rate. I highly recommend him to help anyone with their loan.

Gary has always given all my clients excellent service and would highly recommend him if you are looking for a home in the Hawaii area.

Gary did a great job of finding the best program and Lender to get me the best deal and save me money on my refinance loan.