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Oceanside Title, Inc. Lafayette St, Marianna

4.5
(5)Loan Agency
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4442 Lafayette St, Marianna, FL 32446

(850) 526-1005

http://www.oceansidetitle.net/

  • SaturdayClosed
  • SundayClosed
  • Monday9AM–5PM
  • Tuesday9AM–5PM
  • Wednesday9AM–5PM
  • Thursday9AM–5PM
  • Friday9AM–5PM
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    Services

    • 1031 Exchanges
    • Digital Closing
    • Notary Signing Services
    • Title Insurance
    • Clear Title Issues
    • Commercial Closings
    • Commercial Real Estate
    • Courtesy Closings
    • Document Preparation
    • Estate Planning
    • Loan Closings
    • Mobile Home Titles

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    Title Loans Near Me In Marianna of Florida(FL)

    Loan Amount

    $1000
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    • Bad Credit OK

    • Easy Requirements

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    • High Approval Rates

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    Reviews

    4.5/5.05 Reviews

    R

    Richard C
    1

    This was my experience, so it does not mean it will be yours however aspects of it are still possible. Do understand the staff was courteous and responsive to calls pertaining to the closing but there are the following 2 issues, the first, was realized at closing and the second, 6 months later. I'll start with the latter. The closing occurred in April 2021 and 6 months later in October I was notified by the title company there was $402 in outstanding maintenance fees owed to the homeowners association (HOA). Now usually this would be reconciled at closing, by the title company requesting an estoppel letter from the HOA which they said they did ask for but proceeded to close, without it. It turns out in Florida the buyer can be but not always be responsible after the closing for unpaid HOA fees incurred by the prior owner. It is the estoppel letter that provides protection for that circumstance therefore I urge you to have the estoppel letter prior to closing so as to not get a surprise bill, as in my case 6 months later. For clarity concerning who is liable for unpaid assessments refer to- Chapter 720 of the Florida Statutes, Section 720.3085(2)(b). The first- realized at closing. At some point a buyer will need to send funds to the title company and if you want to wire the funds this title company will send an instruction letter to the buyer that will include how to avoid wire fraud. What's not in the letter is their bank will charge a fee for each wire transfer received, not everyone knows that including me at the time. My bill for several transfers came to $150. If only a statement similar to what phone companies warn of- (such as there my be a charge to send a text), had been in the instruction letter to warn that their bank charges a fee of X dollars for incoming wire transfers or if I had been informed beforehand during any of the calls to or from the title company I could have sent a cashier's check via US mail for under a dollar and saved myself $149. In summary the charges were legitimate but I was not pleased because in my judgment I paid for their omissions. No timely estoppel letter. No bank fee schedule. No conversation for clarification. For me it was a $552 surprise and for them it was nothing because they took zero responsibility. Lastly, you may wonder why this was written thirteen months after closing. It's because I was repeatedly, through online survey requests, asked for my experience and so they got what they asked for. Footnotes: 1. Keep in mind the aforementioned is only a small part of a complex process administered by title companies so it's inevitable things can happen- just not with my money, please. 2. Opening the link to the survey I found the following, "If your experience wasn’t great, we want to make it right. Contact us directly". And that's what I did before this review was written. Two calls with two different people who both said I would get a call back by the person in charge- as of this posting that never happened. 3. References, suggestions, common sense or anything else you find herein should not be considered legal advice because I don't want any more surprises.

    A

    Ann Jones
    5

    Oceanside Title and its staff go above and beyond to make our Real Estate Buyers and Sellers have a great experience. As stressful as it gets, they never give up. Thank you For all you do!!

    C

    Camilla Durand
    5

    I love working with this office. The staff is very responsive and pleasant. Martha is incredibly knowledgeable. I have yet to ask her a question to which she either didn't know the answer or know where to find it. This is why we keep going back.

    K

    Kevin Crystal
    5

    Oceanside Title , Inc was great I would recommend them for any real estate closing activity!

    m

    mary joiner
    1

    Company is a big rip off.

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    FAQs

    • 1. How Can I Get In Touch With Oceanside Title, Inc.?

      In order to get in touch with them for loans, you can dial this phone number (850) 526-1005, or you can direclty find out loans online. If you need any loans like personal loans online, you can hit here, which will be faster.
    • 3. What Services Can I Get from Oceanside Title, Inc.?

      Oceanside Title, Inc. also provides these kind of loans shown as '
      • 1031 exchanges
      • Digital closing
      • Notary signing services
      • Title insurance
      • Clear Title Issues
      ' If you need further details of Oceanside Title, Inc., act now.
    • 5. Is Oceanside Title, Inc. an Agency? Or a Lender?

      Oceanside Title, Inc. is a Title company. Or you can directly find CocoLoan, which is a lending agency, can help you connect with 100+ lenders to get multiple loan options like guaranteed installment loans with quick funds.
    • 2. What's The Address Of Oceanside Title, Inc.?

      Oceanside Title, Inc. is located at 4442 Lafayette St, Marianna, FL 32446. If you wan to visit them on the spot, just use the map to locate a way to get there.
    • 4. How Can I Take Out a Loan at Oceanside Title, Inc.?

      The most efficient way is to fill out their online application form. For your need of payday loans online, simply visit our website to learn more about details.
    • 6. What Am I Supposed To Do I Cannot Repay My Loan?

      The best way is to discuss the details with your lender at first and deal with the issues for both parties.
    • 7. Can Oceanside Title, Inc. Provide Auto Title Loans?

      Sure. You can get bad credit title loans from CocoLoan.