Ocean Lending Home Loans Las Ramblas, Mission Viejo

Wendy was quick and efficient whereas several other companies had failed or were too cumbersome Wendy made the whole process smooth and easy. From now on I will only use Ocean lender and ask for Wendy to handle me residential needs. Thanks Ocean and Wendy Arthur Buonamia

Our experience with Dan and his team (especially Mike Miller) was amazing! They fought hard on behalf of us and stayed positive through some of the issues we faced (issues out of their control). I would work with them again.

Laura was great to work with. This is now our second time using her as our loan consultant. She makes sure we are prepared before going into the offer stage of buying a home. This makes the offer period and escrow much easier. Laura is always available to answer questions and makes sure we fully understand them. We will continue working with Laura!

Dan and Alexis helped me with my refi. They were very professional and answered all my questions above and beyond expectations. They're very genuine people who really want to help. They gave me several options along the way crunching the numbers to see what would work out best for me without me having to ask them to do it. They kept me informed and up to date every step of the way. I highly recommend Ocean Lending!

James and his staff were incredibly helpful and knowledgeable through a very complicated loan process! They knew exactly how to handle my loan as a small business owner and got me into my dream home! So thankful for all theyve done and would recommend them to anyone!

I highly recommend Mrs Filiz Hefner for her honesty and professionalism. Mrs. Hefner was able to get me a real low refi rate. Thanks a trillion .Go Ocean Lending. Thank you. I highly recommend them!.

We were in search of a cash out refi. Unfortunately, since I had a Chapter 13 bankruptcy on my record, I had to wait two years to even apply for a refinance. Wells Fargo said no, even if that's our lender with one property, Nationstar said no, even if that's also our lender with our primary residence. I think I did a search online for a private lender. Ocean Lending popped up and I called. I talked to Dan Bray, the president, and gave him a synopsis of our situation and what we were looking for. From the very beginning, he exuded confidence and reassurance. I had the feeling he wouldn't waste our time, like Wells and Nationstar did. He said he can fund the loan despite the bk. Ideally, waiting would be better to avoid pmi, but we needed the cash out soon, so we proceeded with the process. We got the check yesterday. We got rid of Nationstar, our new mortgage is almost $300 a month less than our current mortgage, despite the pmi, and in a couple of years, we can refi again to get rid of it. The process took a little over a month. I appreciated the capability of just uploading documents and everything was done online when we were ready to sign, the notary came to our house. Dan was always in the loop with his loan processors. If anything came up, he was accessible and again, the word reassuring keeps coming to mind. Dan kept to his word all the way. Just a point to keep in mind, make sure if you think something might pop up on your credit reports, have the documents supporting this at the ready because they will ask for it. Other than that, this was the easiest and most streamlined refi we've ever had. Thank you Dan and your Ocean Lending team!

We had the BEST experience working with Ocean Lending Home Loans. Would 100% recommend James and Alexis if you are purchasing a home or refinancing. They made the process quick & easy!

Dan And Alexis were a pleasure to work with. They were there any time I called with a question, they took the time to explain their answers, Dan actually took a call from me when he was at home caring for his son, and Alexis was completely on top of the paperwork process. The process was smooth and the results were fantastic.

Refinancing my home with Ocean Lending was amazing. Great rates, quick, professional and reliable. I would definitely send business their way again.