Northstar Funding Wilkinson Ave, Jersey City

Do not waste your time with these guys. I'm not one to leave reviews, but I feel as though it's my civic duty to encourage folks not to do business here. My loan process was nothing short of false promises and ultimately a major flop. I truly question how these guys are in business. I wasted over 4 weeks of my time continually being told that everything looked great and we'd have no issues. That was not the case. Proceed with caution if you do decide to use North Star Funding.

After a very frustrating and disappointing mortgage refinancing experience (or rather nightmare) with Quicken Loans, I was referred to Joe at NorthStar Funding by a trusted source. That referral was a blessing because Joe and Mike are true professionals. They exceeded all my expectations and were able to close my loan in less than 4 weeks! They are honest, prompt, and know the market very well. They also made some really good suggestions on how I can lower certain costs such as home owner insurance. Thanks to their expertise and efficiency I was able to cash out on my refinance and be able to enjoy the upcoming holidays. I cannot thank them enough and highly recommend NorthStar Funding.

I was moving QUICKLY to get my loan processed. Jess, Rhodora & Renata were BEYOND amazing — working fast, answering all of my questions. Jess Silva was the most RESPONSIVE banker I have ever worked with & i’m recommending him & the Northpoint team to everyone I know...

Update: It is now approximately 1 month later, and I am now a homeowner. I went to closing on my house today I used George Mason Mortgage of Timonium, MD. They are awesome. I wish I would have went with them first because so much time and money has been wasted. I had to give the seller a $1,500 credit because Northstar couldn't get my loan approved. If you are self -employed Northstar probably is not your best option. It definitely didn't work for me. I recently applied for a mortgage with this company and the process has been nothing but stressful. This company is extremely unprofessional and their mortgage programs are very misleading. They offer a mortgage loan that requires only a 1 year tax return. This would lead one to believe that they only require 1 tax return. WRONG!! They need at least 2. I told Kris Pilone from the beginning that I only could give him 1 year tax return. He said. "Fine, no problem." He asked me how much I made and how my credit was. So I got pre-qualified for the loan, then went through the actual approval process which doesn't mean anything because even after you are "approved" they still hound you for documents that they never mentioned they would need , (Or said that they wouldn't need). And they had my closing costs in excess of $10,000 of what is should have been on 2 contracts. SO my real closing costs should have been around $9,000 but on the contract they wanted me to sign it was over $19,000. (I didn't bother signing the first one because there were mistakes and I told him I felt uncomfortable signing a contract with the wrong information on it). If you decide to work with this company and you are Self-Employed just know that you are in for a heck of a ride because they will ask for ALOT more than they originally told you. Renata Lee and Kris Pilone (avoid them at all costs)

I had been working with a Mortgage company to assume the mortgage that my son, my husband and I held with my son's ex-wife.Their contract stated in black and white that the mortgage was definitely assumable. I applied to Nationstar and they quite frankly jerked me around for 16 months, asking for the same paperwork over and over again. It was insane.Each of our credit scores is between 750 and 775. You'd think they'd jump at the opportunity to continue with people who are never late with their payments. There were reams of ridiculous correspondence. We needed help! I contacted Northstar and worked with Joe Pisa. I was ready to close in 6 weeks after initial application. Even with the paperwork we needed (which we had on hand having sent it to Nationstar 4-5 times) the office staff stayed on top of our loan and made it easy and efficient to do business with them. The happy ending to this nightmare was that Northstar closed us a few weeks ago, with the closing agent coming to OUR office after 6pm. We were able to go to business that day and were not inconvenienced at all. If you need plain talk mortgage people, these are your guys. Scarey enough to apply these days without feeling like you're sitting in the principal's office. Short and sweet, if you need mortgage help, call Joe Pisa. Joe and his staff communicate well by email, text or phone. Be amazed.....not only to they get back to you, but they are there with you every step of the way. Thanks team for waking us up from our 16 month nightmare. You truly saved the day, you're our mortgage super heroes.

William Kumpf and his team were able to secure a mortgage for our client within 3 weeks during the busiest month is real estate (June). The process was seamless and we were kept informed on a day to day basis. The service was outstanding. Our team will absolutely be working with them again!

I used North Star Funding for the last 10 years, including funding for three properties. They are the best. They gave me personal attention. The first time was a blast to me after I experienced terrible delays by other groups, I came across Mr. Joseph Pisa who gave 100% attention, advised me and worked hard after hours to make the loan happen in 2 weeks. He worked step by step in fixing my finances and credit card problems until the loans was approved with a finance rate better than I expect. The other 2 deals were the same. I learned from Mr. Pisa how to keep my finances in good shape, and how to keep my credit rating on the top,so that I can get loans fast. Whenever I need preapproval for a property deal, I get prompt attention and get approved in few hours or less. Other agents and Banks give you promises and delays, but they care only about there interests. they make everything your mistake so they can hit you with high interest rate. You don't see the honest job which you see with North Star Funding. They are the example of how an honest agent should be. PROS: prompt action, best interest rates, personal attention, your satisfaction is their priority, very good customer support, you walk out happy and satisfied. CONS: you have to accept the truth, and follow their advise.

William Kumpf and his associates made the impossible possible. I was having trouble securing a loan through a larger bank, and they were able to secure me a loan with a great interest rate as well as close within 30 days in the middle of the June closing madness. Through the entire process Will and his team answered each and every question I had and made me feel like I was their priority. I would strongly recommend Northstar Funding for your new mortgage or refinancing needs.

The service was exceptional and would reccomend Northstar Funding to anyone looking for a mortgage broker. From start to finish I was pleased with the customer service and professionalism of this company. I appreciated the attention to detail and the eagerness to get me settled with my mortgage.

The team at Northstar are top notch!! They made a daunting task easy with a great system to include a loan portal and continual feedback. Got a great interest rate for my condo in NYC. Both William Kumpf and Rhodora Zapanta gave me continual feedback by text, email and phone calls. My loan closed within a week of when they said it would with no issues. Great team that I highly recommend!!