NKS Financial Blue Ravine Rd, Folsom

Neal is one of the most genuine and driven individuals I've had the honor of working with. He is genuine in his desire to bring value and an abundance mindset to the Real Estate and Lending community. He is professional, knowledgeable and also incredibly kind hearted and focused on the greater good. I appreciate him as a partner and a friend!

Neal is a fantastic partner. Highly responsive and a reliable guide through the whole process. I recommend you call Neal for any of your financing needs. I've referred others and they all rave. Neal and his team are the best.

I have worked with Neal multiple times. He has done a great job for my buyers every single time. Would definitely recommend him to any buyer, seller, or Realtor!

Neal & his team are great to work with. They are very knowledgeable and bring experience, expertise & an approach to financing tailored to each clients own needs.

Neal and the Team at NKS Financial were amazing. Quick response, user friendly online portal, smooth communication through the entire process. Obtained a competitive rate and saved me a great deal of money. I would recommend Neal and the Team at NKS to anyone!

Neal and his team are amazing. I have used NKS since 2008 and I will continue to use their services for all of my future financial needs. NKS goes above and beyond to help and give the best service. Neal - you have a customer for life!

I walk through my house every day and feel blessed that I was able to purchase it and that I get to live here. There are a couple of people that really stepped in and helped me, gave me confidence and walked me through the process. One of those people is Neal Smith and his team at NKS Financial. Neal helped me purchase my dream home and today, that same home has been refinanced and again Neal and his team were amazing. I am so thankful that I was introduced to this great team.

We’ve used NKS for three refinance loans in the last 8+ years. Neal and his staff are some of the most professional, organized, knowledgeable and friendliest people I have ever worked with. They respond quickly, and with understandable explanations and information. They are able to make the whole loan process almost painless-even enjoyable, since each refi has saved us money! Thank you, NKS!

I've been working with Neal and NKS since last year and my experience has been nothing but amazing!

NKS Financial is THE BEST! They handled my refinance in the most painless process I have ever been through in the world of financing. Thank you!