Nathan Carpenter Daimler St, Santa Ana

I’ve applied for several loans with Nathan Carpenter over the past few years years with great success. Approximately three years ago I tried to refinance my personal residence with the Bank of America and after six months of supplying copious documents, the bank told me that our tax return was too complicated. I then called Nathan who has able to find a lender that was willing to make a jumbo loan at a very competitive rate. As a loan broker, Nathan has access to numerous lenders versus a bank that deals with one lender and one inflexible set of requirements. I’ll call Nathan first the next time which will save me a lot of time and work.

My wife and I refinanced our mortgage with Arbor and our loan officer was Nathan Carpenter. He and his team were very prompt in their responses and professional in every aspect of the transaction. Being a real estate professional, I have many dealings with lenders on a weekly basis and I was very impressed how streamlined their process is. Their client portal system kept us very informed and took the guess work out of where we were at in the process and what documents were needed from us at any given time. I would highly recommend them and I will definitely be using then in future transactions. If their efficiency was not enough, I received a thank you letter from Nathan with a check to reimburse us for our appraisal cost after closing.

Have been working with Nathan since 2008 when we bought our first home. He's been great throughout all these years with refi's and when we purchased our second home in 2016. Highly recommend him and his team of professionals. Great communication and keeping you in the loop every step of the way.

Words can not express the gratitude my husband and I have for Nathan Carpenter. His expertise in his field is bar none!! Nathan is a wonder of knowledge and guided us through the abundance of questions we had during this process. He always took our call and explained every step graciously! We highly recommend Nathan for your loan needs and are grateful for all his hard work. He is the best!!

Nathan helped me with my recent refinance. He put in a lot of time and effort to complete my complicated loan. I appreciated him always keeping me updated and answering any questions I had. I highly recommend this company.

Nathan Carpenter - Amazing! He treats you like a family member and not another sale. Nathan goes above and beyond. He is always available if you have any questions or concerns. He works with your schedule or will meet you whenever it is convenient for you. I would definitely recommend him to my family and friends. I would use him again in future, if I need to refinance my house.

I've worked with Nathan on two refinances, each with a wrinkle. The first was a post probate property with multiple liens, the second a rental property. In both cases he carefully and calmly walked us through every step to secure affordable funding. Neither was straight forward, yet Nathan took the time to get everything right. I will work with him again and highly recommend him to anyone who is looking for financing, whether a simple refinance or something much more complex.

I've been working with Nathan for a couple years on multiple home refinancing's and have been very please with his service. He is very knowledgeable and thorough. Nathan takes the time to explain everything and goes the extra mile when needed. Very professional, very dependable!!

I have worked with Nathan Carpenter on a number of projects over the past seven years. He has consistently been attentive to my specific needs and has responded efficiently and effectively. I wholeheartedly recommend him and his firm.

Nathan has helped me with buying or refinancing several homes. He is knowledgeable about various financing opportunities and has routinely gotten me the best rate at the best term. I will continue to use him for my mortgage needs.