Mountain State Financial Group 1st Ave N Suite B, Fargo

Outstanding customer service! Kray Olson is awesome, and will bend over backwards to help his clients. The process of refinancing my house was so much easier with his help, and he was very willing to explain the parts I didn't understand, and patient enough to answer the million questions I had. Would definitely work with them again, and I highly recommend others to work with them as well.

Kray was fantastic to work with. He earned my business because he kept brainstorming ideas to help me in my situation. He would continue to send different option as he thought about them even though I did not commit to working with him at the time, he just wanted to find me a solution regardless of who I refinanced with. His dedication to his clients and genuine personality are priceless.

Kray introduced me to everything I didn’t know as a first time home buyer. He always took time to explain the little details. He did a fantastic job keeping me in the loop. He has earned himself a customer for life. I would recommend anyone looking at buying give this guy a call, he will make sure you are taken care of.

I would highly recommend working with Kray Olson on any of your mortgage needs! I've worked with him on two different occasions and both have not been your normal mortgages. But yet Kray gets it done when it needs to get done. He is very knowledgeable in all areas and was a great help!

Working with Kray has been great. You can tell that he prides himself in doing the best job that he possibly can. He is very easy to talk to and does a great job of explaining the different loan options that MSFG can offer; as well as the details of each one. I commend Kray for his exceptional work in helping out a client of mine by getting his loan with an appraisal to close in just 7 days! Lastly if you are in the market to buy a house, having a great lender is a crucial part of the process. You can count on Kray to be that lender for you and make it a satisfactory experience.

Worked with Steve Rowe for my recent house purchase and one could not ask for a better agent. He was extremely helpful and answered my many questions, along with passing along some very helpful tips. Would highly recommend him for anybody considering a mortgage broker.

Highly recommend MSFG! Kray has not only helped out many of my clients by providing great service and rates, I've worked with them twice myself & it's always a seamless experience. Great communication every step of the way. Very good at what they do!

Kray and the team at MSFG are the best. Great responsiveness, attention to detail, and we felt like people not numbers. Highly recommend their service whether you are buying an existing property or building! Thank you Kray!

After doing a web search I came upon Mountain State. I started working with Kray. At first I was just browsing for different options in the mortgage market but quickly found out that they were super helpful and easy to deal with. Anytime a question came up he was there to answer even if it was late at night or the weekend with a simple text. Hands down best experience I had with buying a house plus he working with my realtor when needed and kept every moving forward to meet our closing date. Big company small town feel.

Steve genuinely cares about his clients and goes above and beyond to help them accomplish their goal of home ownership. If it's today, next month or next year, Steve will help you in any circumstance and provide you the best mortgage products at his disposal, that specifically fit your needs! Call him today.